Card Features | - Fast, convenient, and secure payments using Contactless & SamsungPay technology and EMV-compliant chip
- Card validity: 5 years
- Up to 3 supplementary cards may be issued
- Available in two tiers: SeALady Titanium (MasterCard) and SeALady Gold (Visa Card)
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| Cashback Accumulation Benefits | - Earn cashback on all payment transactions with an accumulation rate of 0.2% for VND transactions and 0.4% for foreign currency transactions.
- 5X reward points on special occasions: International Women’s Day (March 8), Vietnamese Women’s Day (October 20), and the cardholder’s birthday.
- 5X reward points on preferred spending categories for women:
- Health and Beauty Care (MCC code: 7298)
- Insurance (MCC code: 6300) (*)
- For every transaction from VND 1,000,000 paid using the SeALady Cashback card, SeABank will contribute VND 2,000 to the "Bright Tomorrow Fund" in support of female cancer patients.
(*) MCC codes are set by the merchant’s POS system and determine the category of goods/services. SeABank’s system uses the MCC code to identify transaction categories.
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| Annual Fee Waiver Offers | - First-year annual fee waived when customers complete at least 2 successful transactions totaling a minimum of VND 500,000 (or equivalent in foreign currency, excluding transaction fees) within 30 days of card activation.
- Annual fee waiver from the second year onward for customers with total annual spending of VND 70 million or more.
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| Cashback Mechanism | - Reward points can be redeemed for cashback upon reaching a minimum of 50,000 points. The maximum redeemable points per statement cycle: 1,000,000 points.
- Maximum cashback amount: VND 12,000,000/year
- Cashback is automatically credited to the cardholder’s credit limit.
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