Individual
Loan purpose | Purchased/ transferred property or home repair/ construction |
| Loan limit | Max 100% capital need and not exceeding the loan ratio of Collateral |
| Loan term | Max 25 years (house construction: max 420 months, Real estate project loan: max 240 months; Building house: max 240 months, house renovation: max 120 months) |
| Collateral | Cars, real estate, value paper |
| LTV | Max 75% |

Competitive and diversified policies
Flexible loan term, repayment period, diverse collateral