Individual
Loan Amount | Loan limit equals one month of average revenue and does not exceed VND 300 million. |
| Loan Term | Up to 12 months |
| Collateral | No collateral required |
| Repayment Method | Interest is paid monthly; principal can be repaid flexibly at any time during the overdraft limit period. |

Loan limit up to VND 300 million
No collateral required
No prepayment penalty
Pre-approved credit limit available