NOTICE OF THE ANNUAL GENERAL MEETING OF SHAREHOLDERS IN 2014

1. Time: 3:00 PM Tuesday, April 29, 2014.

2. Location: Sheraton Saigon Hotel, No. 88, Dong Khoi Street, Ben Nghe Ward, District 1, Ho Chi Minh City, Vietnam.

3. Attendees: All shareholders whose names are on the list of shareholders at the closing date of the List of shareholders entitled to attend the meeting are March 28, 2014.

4. Contents of the Meeting: According to the agenda of the meeting attached to this Notice.

5. Documents to bring: Shareholders / Authorized Person (*) to attend the meeting, please bring and produce the following documents: (1) Notice of meeting invitation (original); (2) ID card / Passport; (3) Power of attorney (**); (4) Documents related to the Meeting agenda.

Shareholders / Persons authorized to attend the Meeting have any questions related to the content of this Notice, please contact the Organizing Committee at the following address:

Board Office - SeABank

Address: No. 25 Trần Hưng Đạo, Hà Nội

Phone: +84 4 3944 8688 (6204)

Fax: +84 4 39448689

Email: vanphonghdqt@seabank.com.vn

Very pleased to welcome Shareholders at the 2014 Annual General Meeting of Shareholders of Southeast Asia Commercial Joint Stock Bank.

Best regards.

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(*) Shareholders may authorize one of the Board Members to attend;

(**) In case an authorized representative attends the meeting;