This new product of SeABank helps customers being professionals access to the credit from the Bank with preferential interest rate, various borrowing methods and flexible payment schedule. Customers are eligible to a maximum limit of VND 1 billion with borrowing duration from 12 to 36 months. PRO customers are offered 2 borrowing methods that are credit limit issued by SeABank or bullet loan. Furthermore, customers, at their own discretion, can select the payment of principal and interest as installment payment or end-of-term payment. There are also various borrowing methods such as: credit limit, bullet loan with end-of-term payment of principal, bullet loan with installment payment and interest to be calculated based on the actual outstanding loan.

Apart from the aforesaid priorities, customers applying for this credit product shall meet several requirements set by SeABank such as having at least 1 year operating in the same sector; stable business location and no change in location in the past 1 year; at least 30% of owners’ equity contributed to the total fund demand of the business plan/investment project; and also satisfy some other credit conditions prescribed by SeABank under its current regulations. SeABank hopes that professionals customers shall meet their fund demand with SeABank by applying for this product.

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