SeABank to respond within 1 day to all loan applications

Specifically, individual customers applying for consumption loans such as house buying and repairing, car and furniture  purchasing, etc. under consumption loans backed with collaterals - SeAMore, loans for buying houses - SeAHome, loans for buying cars - SeACar, individual account overdraft - SeAFast will benefit from big priorities such as exemption of premature loan repayment fee and all other credit fees, loan limit of up to 5 billion dong that can meet various consumption demands,  long loan duration, simplified and quick procedures. Remarkably, SeABank commits to process and respond to customers’ loan applications within 1 day to feed their urgent demand for capital.
“Along with advancing the development of retail banking model, SeABank has never stopped diversifying retail products and services as well as focusing on improving service quality with dedicated and professional staff to bring in the most secured and convenient feelings to our customers,” said Ms. Nguyen Thi Huong Giang – SeABank Deputy General Director.
As new year is coming, market will witness huge demands for goods and commodities for lunar new year, however, also customers’ hesitation in taking bank loans due to the fear of time and effort consuming procedures, specially the banks’ feedback waiting time. Thank to the priority program and one day answer commitment, SeABank credit customers can receive our wholehearted consultancy and support and avoid any cumbersome procedures as well as long waiting time to see if they are subject to the bank’s loan granting or not. This is SeABank’s meaningful gift to customers for new year.”

Typical individual credit products of SeABank:
Car loans – SeACar: customers can receive maximum loan amount accounting for 75% of brand-new cars and 50% of second hand cars, with maximum loan duration up to 60 months and principal repayment grace period in the first 3 months. The minimum amount is 50 million dong, depending on customers’ solvency and collateral value.    
House loans – SeAHome: individual customers can borrow up to 70% of the house value,  with maximum loan duration up to 180 months and principal repayment grace period in the first 12 months. They can use the house to be bought as collateral at the bank and repay every month with fixed amount and interest based on actual outstanding.
Individual overdraft – SeAFast: enables individual customers to overdraw money from their accounts with the amount equivalent to their salary of 3 months and overdraw limit of 50 million dong. Overdraw limit can be granted after 02 working days without any collaterals. Customers can overdraw successively in 6 months and can be regranted with new credit limit if satisfying product requirements. 
Consumer loans with collaterals – SeAMore: customers can borrow from 10 million to 5 billion dong, installment repayment duration up to 10 years and loan amount up to 70% pf collateral value. Customers can use the loan for assorted purposes after completing simple and time saving procedures.
Interested customers can call 1800 555 587 (free of charge), access website www.seabank.com.vn or visit the nearest outlet of SeABank to get free consultancy and support.
Established in 1994, SeABank is one of joint stock commercial banks with the longest history and ranked among the top 10 largest joint stock commercial banks in Vietnam with more than 100 transaction points and more than 1,400 staff nationwide. SeABank’s current chartered capital is nearly 5,335 billion dong, being one of 08 joint stock commercial banks with the biggest charter capital in the nation, in which a foreign strategic partner Société Générale - a leading retail bank in France and Europe, accounts for 20%. Aiming at becoming a prominent retail bank in Vietnam, SeABank is providing diversified ranges of retail services and products customized to fit particular customer segment’s needs and financial capacity nationwide.
Deploying the most state-of-art banking technology, T24 Temenos core banking management software with its latest version R08 integrating Way4 card management and switching solutions, SeABank has developed variety of products such as S24+, S24++, family card, associated card, EMV international credit card, EMV international debit card, EMV international deferred debit card … to provide best services to customers. SeABank’s ATM cards are highly secured, confidential, integrated with preeminent functions of e-wallets accepted at SeABank’s ATM and more than 9,300 ATM and thousands of POS of banks in BankNetVN & SmartLink, VNBC nation wide./.