SeABank brings sustainable values to Vietnam’s businesses through outstanding financial privileges

 

 

With concern for every touchpoint of the customer journey, SeABank proactively offers various financial services to minimize disruptions in customer experience. SeABank's unique point is the opportunities opened for corporate customers to access the most optimal financial services. 

Preferential interest rates

Identifying capital source as the key to businesses’ success, SeABank focuses on fulfilling businesses’ capital needs by offering various loan packages, which come with large limits and preferential interest rates.

Notably, SeABank has launched a series of financing products for each industries, including: Financing products for Honda Distributors with a limit of up to VND500 billion, preferential interest rates from only 4.5% per year; Loan products for FMCG Distributors, unsecured overdraft with limit of up to VND5 billion and 12-month term. SeABank also expands the lending target so that corporate customers can access unsecured loans of up to VND5 billion to finance their business activities.

At the same time, the Bank simplifies banking procedures to offer customers a convenient experience in each stage of loan request reception, approval and disbursement. In addition, preferential interest rate programs are conducted for customers to access economical capital sources such as: preferential interest rates from only 7% per year for medium- and long-term loans, overdraft interest rates from only 8.5%/year for FMCG credit, etc.

Financial management assistant for businesses  

One of SeABank's major goals is to develop applications on digital platforms. Corporate customers can enjoy an enhanced digital experience via SeAMobile Biz/SeANet e-banking service, which comes with features: account information look up, money transfer, account opening, quick query on internal transfers, interbank transfers, and salary transfers. SeAMobile Biz also helps customers make transactions anytime, anywhere and get updates on exchange rates and interest rates to serve activities like foreign currency trading or international transfers. Thanks to its outstanding features, SeAMobile Biz has won the Sao Khue 2024 award for the category of digital banking, marking a significant advancement in SeABank’s “Digital convergence” strategy.

 

 

Corporate credit cards

Besides preferential interest rates, SeABank promotes cashless payment transactions via SeAMileage and Visa Corporate credit card with a credit limit of up to VND5 billion and a maximum 55-day interest-free. This duo is considered a powerful assistant that enables effective capital rotation for businesses. 

When using Visa Corporate credit cards, customers can accumulate bonus points and get cashback on all payment transactions. With SeAMileage credit cards, customers can enjoy additional incentives on products and services provided by Vietnam Airlines and BRG Group, in addition to bonus miles and membership card upgrade.

Currently, SeABank is launching different attractive incentive programs for cardholders. Customers will be exempted from the first year's annual fee and will have their annual fee refunded from the second year's annual fee in condition of reaching a minimum spending of VND200 million for SeAMileage and VND50 million for Visa Corporate within 12 consecutive months before the annual fee collection month. In addition, there is an interesting program in which accumulated spending could be exchanged for promotional benefits of Lotusmiles Platinum membership and a pair of Vietnam Airlines’s business-class tickets. Details of the incentive program can be found here.

Import and export service support 

With the goal of building and developing a complete import-export service model for businesses, SeABank offers many comprehensive financial solutions for businesses to optimize efficiency and seize opportunities. At SeABank, businesses will have all their needs fulfilled in terms of guarantees, letters of credit (L/C) and export-import financing, etc. Each product is guaranteed with detailed processes, quick procedures and safe transactions among related parties, thereby helping businesses optimize efficiency.

Enhanced privileges through tailored financial services 

SeABank focuses on improving the experience for corporate customers through a series of customer care activities, notably SeALoyalty and SeAPower business women-owner club.

SeALoyalty is an incentive policy for loyal corporate customers at SeABank, which is classified into 3 levels of Platinum, Diamond, Gold to offer different financial and non-financial privileges. Thereby, the Bank aims to elevate all customer experiences in line with the position of their business.

 

 

SeAPower business women-owner club is launched specifically for businesswomen who are on the journey of elevating status. SeAPower's mission is to become a community that connects outstanding female leaders while providing them with comprehensive care and services.

Accordingly, SeAPower members will enjoy preferential policies such as: Member specialized loan incentives, financial training courses by leading experts, service privileges, invitation to supply-demand networking conferences, incentives from SeABank’s partnered brands, etc.

SeABank is not only a commercial bank but also a reliable financial partner, supporting Vietnamese enterprises on the journey of sustainable development. With comprehensive, outstanding financial solutions and attractive financial privileges, the Bank is committed to bringing practical values, contributing to helping enterprises improve business efficiency and confidently reach out to the global market.