6 ways to secure your bank account to ensure safety

In the context of increasingly sophisticated cybercrime, a tight security system helps businesses not only avoid financial loss but also improve management efficiency. Therefore, proactively learning and applying how to secure bank account is the key factor to ensure capital safety. Join SeABank to discover effective security solutions, helping businesses feel secure in safer transactions.

The Importance of Corporate Bank Account Security

Securing bank accounts is a key factor in helping businesses maintain safe and stable operations. Specifically, businesses need to understand how to secure bank accounts to:

• Protect data, business information: Keep balance, transaction history and important information safe, avoid leakage to unauthorized parties.
• Prevent property damage: Limit risks from hackers, malware, etc., protect capital and maintain stable business operations.

Therefore, businesses need to choose a bank with a modern security system to ensure transaction safety and comprehensive protection of financial data.

Bank account security is an important and necessary factor for businesses.

6 ways to secure your business bank account

To protect cash flow and important financial information, businesses should proactively apply the 6 ways to secure bank accounts below to effectively minimize risks.

Change password periodically

To limit the risk of being attacked, businesses need to establish a process for periodically changing passwords for all corporate bank accounts, preferably every 3-6 months as recommended by the bank.

Passwords are a string of at least 8 and at most 12 characters and must contain a combination of uppercase and lowercase letters, numbers, and special characters. Never use easily guessable or repeated passwords for multiple accounts.

Set up multi-factor security for your account

Businesses need to enable all the security layers that the bank offers such as two-factor authentication (2FA) and Smart OTP, or digital signatures.

These technologies are designed to protect and ensure that every transaction goes through multiple layers of verification. Even if a password is compromised, a hacker cannot access it without a second factor of authentication, keeping your business's cash flow safe.

Never provide account information

Businesses need to absolutely secure sensitive data such as passwords, OTP codes, login information or security questions, and not provide them to anyone in any form.

In addition, information related to bank accounts also needs to be strictly controlled, avoiding public posting on websites, emails, messages or social networks if it does not serve legitimate business purposes.

Businesses should note not to provide bank account information to anyone.

Be cautious with strange emails, messages and calls

Businesses need to be vigilant with emails or messages containing links or downloadable files because they may potentially contain malware and take over access to computers or phones.

Similarly, calls claiming to be from bank staff or authorities requesting passwords and OTPs are all scams. Therefore, businesses should contact the bank directly via the official hotline or go to the transaction counter for verification, and absolutely do not share sensitive information through unknown channels.

Set clear user permissions

Along with information security, businesses need to build a clear authorization system for each account manager. It is possible to limit transaction limits, functional scope, or viewing/using rights for each account.

This not only helps business owners easily monitor all activities, but also prevents risks from internal errors or abuse of authority, ensuring transparency and safety.

Monitor & reconcile daily account transactions

To help better secure bank accounts, businesses also need to establish a dual control process: both real-time transaction monitoring and daily data reconciliation.

Securing bank accounts allows for early detection of irregularities and timely prevention of financial losses. This is an effective risk management measure, especially important for businesses with large transaction volumes.

Businesses should reconcile daily transactions with bank accounts.

SeABank creates a safe digital banking experience for businesses

In the digital age, when businesses increasingly prioritize efficient, flexible and secure financial solutions, SeABank has developed SeANet (Online Banking) and SeAMobile Biz (Mobile Banking) - a pair of comprehensive digital banking platforms for corporate customers.

Not only providing online transaction services, SeANet and SeAMobile Biz are designed as "reliable assistants", supporting businesses in cash flow management, optimizing operational efficiency and sustainable development.

With a modern multi-layered security system, SeABank brings absolute peace of mind to all transactions thanks to:

• Secure access with password, fingerprint, or Face ID.
• Authenticate transactions using Soft OTP, requiring a 6-digit PIN for increased security.

With these advanced security technologies, SeABank not only provides effective financial solutions but also commits to maximally protecting business assets, helping customers feel completely secure in all transactions.

SeABank applies multi-layered security system for corporate bank accounts

Conclude

Account security is not only a risk prevention measure but also a solid foundation for businesses to develop sustainably in the digital age. The ways to secure bank accounts shared in the article hope to help businesses be more proactive in financial management and safe transactions.

At SeABank, digital banking solutions and financial services are built on a platform of advanced security technology, thereby helping businesses feel absolutely secure when transacting. Contact SeABank today for advice and experience specialized services, enhancing your business efficiency!

For more information, please call hotline 1900 599 952 or contact the nearest Branch/Transaction Office for advice and support.