Instructions for opening a credit card from A - Z at SeABank

1. Conditions and requirements to open a credit card at SeABank

Credit cards are a financial tool that helps you manage spending effectively and enjoy many incentives when shopping. To open a credit card at SeABank, you need to meet the following conditions:

• Age: 18 - 65 years old.
• Be a Vietnamese citizen or foreign individual living and operating legally in Vietnam (allowed to reside in Vietnam for a minimum of 12 months and the remaining residence period is at least 45 days greater than the credit limit validity period).
• Have full civil legal capacity and civil act capacity.

In addition, customers need to ensure a stable source of income to meet financial requirements. In addition, some types of SeABank credit cards also have special requirements when issuing cards as follows:

• Signature international credit card: Being a priority customer of SeABank.
• SeATTravel credit card: The customer is a Golden Lotus member of Titanium class or higher of VNA or a customer who satisfies the credit card limit policy according to SeABank's regulations from time to time.

Application documents for opening a credit card at SeABank are similar to regulations at other banks, including:

• Application for credit card issuance according to SeABank's form.
• Identification documents: ID card/CCCD that is still legally valid; Documents proving residential address (if necessary).
• Other documents according to SeABank's regulations (documents proving income such as salary account statements, labor contracts or other documents proving assets...).
• For foreign customers: Valid passport, work permit/letter confirming working in Vietnam from the agency and documents proving residence time in Vietnam.

2. Credit card opening process

To own a credit card at SeABank and enjoy outstanding benefits and incentives, you can open a card in two ways: online or directly at the nearest SeABank branch.

2.1. Process of opening a credit card online

Grasping the trend of the digital age, SeABank provides a convenient online credit card opening service, helping customers own a credit card with just a few simple steps, saving time and not needing to go to a bank branch to work.

Steps to open a credit card online at SeABank:

• Step 1: Visit the website https://www.seabank.com.vn/ca-nhan/the.12.
• Step 2: Click “Register”.
• Step 3: Select the type of card you want to open. Fill in the information as required.
• Step 4: Follow the instructions on the screen to continue the credit card application process.
• Step 5: Submit the card opening application and wait for SeABank to evaluate the application. Bank staff will contact you as soon as possible to confirm and complete the procedure.
• Step 6: The bank sends the physical card to the address provided. You can activate your credit card according to the instructions and be ready to use the card.

2.2. Process of opening a credit card at the bank

If you want direct advice or more specific support when opening a credit card, you can go to the nearest SeABank branches to make transactions.

Steps to open a credit card directly at the bank:

• Step 1: Prepare complete documents as required by SeABank.
• Step 2: Go to the nearest SeABank branch, submit the application and wait for the bank staff to evaluate the application.
• Step 3: The bank evaluates and approves the application. After the application is approved, the bank will issue a physical credit card and send it to the address you provided.
• Step 4: Activate your credit card according to the instructions and get ready to use the card.

3. Types of credit cards at SeABank

Befitting its position as one of the leading joint stock commercial banks in Vietnam, SeABank's credit cards are also highly appreciated for a series of privileges and utilities, helping customers enjoy high-end services, outstanding security and special incentives for all needs, from shopping, travel to health care.

Signature international credit card

For SeABank's priority customers such as businessmen, management level or high-income customers, the Signature international credit card provides classy service, supporting customers to improve balance and quality of life.

Promotions and benefits when using the card:

• Up to 3 additional cards can be opened
• First year free annual fee with nationwide welcome privileges on resorts, health care treatments, and food services up to 5 million VND
• Unlimited cashback up to 10% in the fields of: Health, Spa/Massage, Hotel/Motel, Food Service
• 0% installment payments for transactions over 3 million VND.
• Free 24/7 Health Care service
• Attractive offers on airport lounge arrangements globally

SeABank Visa Platinum international credit card

SeABank's Visa Platinum credit card is a great choice for customers who frequently transact in foreign currencies and love to shop, experience entertainment services, resorts,...

Promotions and benefits when using the card:

• Unlimited cashback for all domestic and foreign currency payment transactions.
• Annual fee refund for the first year, annual fee refund from the 2nd year onwards if spending reaches 150 million VND.
• Offering a comprehensive protection package with global insurance up to 10 billion VND.
• 0% installment payments for transactions over 3 million VND.
• Shopping incentives at SeABank partners.

SeA-Easy international credit card

SeA-Easy is the perfect choice for customers who want to use credit cards at an affordable cost but still enjoy incentives and discounts when paying online.

Promotions and benefits when using the card:

• Free card issuance
• Lifetime annual fee refund
• Refund all online payment transactions up to 8%/year
• Discount up to 70% at SeABank partners
• 0% installment payments for transactions over 3 million VND.
• Accumulate reward points to enjoy up to 8% cashback when paying online

SeALady Cashback international credit card (Visa/MasterCard)

Exclusively for women, the SeALady Cashback credit card not only provides security features and international payment incentives but also offers extremely attractive cashback programs for women in the fields of beauty, shopping and health care. In particular, each successful payment transaction of 1 million VND via SeALady Cashback international credit card will help SeABank contribute an additional 2,000 VND to the "Bright Tomorrow" Fund to support cancer patients.

Promotions and benefits when using the card:

• Free issuance and lifetime annual fee refund
• Special offers on important holidays such as March 8, October 20.
• Accumulate reward points to enjoy cashback directly to your credit card limit
• Refund all payment transactions up to 2%
• Discount up to 70% at SeABank partners

BRG Elite credit card

SeABank's BRG Elite credit card is the perfect choice for customers who love high-end services at BRG Group.

Promotions and benefits when using the card:

• Free card issuance
• Annual fee refund from year 2 onwards when spending conditions are met
• Refund all spending transactions
• Discount up to 70% on services of BRG Group and SeABank partners
• Accumulate reward points to enjoy cashback directly to your credit card limit

BRG Golf SeABank credit card

To meet the needs of Golf enthusiasts, SeABank has issued the BRG Golf credit card with many benefits and incentives. especially at BRG Golf's golf courses and BRG Golf Center's driving range.

Offers and benefits when opening a card:

• Integrate BRG Golf Platinum card and BRG Golf membership card
• High and unlimited credit limit
• Receive an E-voucher worth up to 3 million VND for a round of golf at BRG courses when the required conditions are met.
• Up to 30% discount on golf fees and practice fees
• Discount up to 70% at SeABank partners
• Support 24/7 Global Consulting Service
• Offering a comprehensive protection package with global insurance up to 10 billion VND.

SeATTravel credit card

If you love playing golf, traveling and exploring the world, don't miss the extremely attractive benefits from the SeATravel credit card. This is the card Co-branded credit of SeABank – BRG Group – Vietnam Airlines.

Promotions and benefits when using the card:

• Receive Vietnam Airlines Golden Lotus bonus miles and a free e-voucher for 01 round of golf/02 nights of relaxation at high-class hotels immediately upon card opening
• Free optional account number up to 3 million VND.
• Receive Golden Lotus bonus miles for all card payment transactions
• Every quarter, Free e-voucher for 01 round of golf or up to 02 nights of relaxation at luxury hotels
• Discounts on services at hotels of BRG Group and Vietnam Airlines.
• Discount when using card to pay for BRG Golf membership card

4. Important notes when opening a credit card

Credit cards bring many benefits to modern life but are a double-edged sword. Using credit cards incorrectly can lead to overdue debt and affect your credit score. To take full advantage of this card without risk, you need to keep in mind some important factors when opening a credit card:

• Carefully learn about interest rates, annual fees, credit limits and late payment fees to avoid unexpected costs and control spending appropriately.
• Smart spending management, ensuring full and timely payment of outstanding balances.
• Build a good credit history through reasonable spending, full and on-time payments to have the opportunity to borrow money from banks or open additional credit cards with preferential conditions.
• You should not open too many credit cards because it makes it difficult to control spending and increases the risk of bad debt.

Card Credit is not only a flexible financial solution but also opens up many smart spending opportunities with countless attractive incentives. Please visit SeABank's website or contact Hotline for advice on opening a SeABank credit card and enjoy outstanding benefits today!