Note: The data in the article is for reference only from the general market, not specifically applied to SeABank products.

Learn about Chinese money

The RMB is one of the strongest and most traded currencies in Asia, has high liquidity and is gradually becoming the 5th global reserve currency according to the IMF. China controls the CNY exchange rate through a managed peg mechanism with a currency basket and intervenes in the market if necessary to maintain economic stability.

Currency used: The Chinese Yuan (symbol: ¥, ISO code: CNY) is the official currency of the People's Republic of China, issued and managed by the People's Bank of China (PBoC). The yuan is also known as RMB (Renminbi – “people's money”).
- 1 Yuan = 10 Jiao (角)
- 1 Jiao = 10 Fen (minutes)
Popular denominations:
- Paper money: 1 yen, 5 yen, 10 yen, 20 yen, 50 yen, 100 yen
- Tiền xu: 1 ¥, 5 ¥, 1 Jiao, 5 Jiao, 1 Fen.
Image on money: Banknotes and coins often feature portraits of leaders, famous landscapes, architecture, and Chinese cultural symbols. The new design uses polymer and anti-counterfeiting technology to increase security and durability.

Circulated throughout China, including provinces, centrally run cities, special administrative regions such as Hong Kong and Macao (some cases refer to exchange rates).

The renminbi is increasingly used in international trade, foreign exchange reserves and foreign direct investment, especially in countries participating in the Belt and Road Initiative (BRI).

1. Currency conversion

Before going into more detail, customers can use SeABank's online currency converter to quickly convert according to their needs. Just enter the amount and select the currency, the system will automatically calculate and display the correct results.

>>> Experience the currency converter here: https://www.seabank.com.vn/cong-cu-tien-ich/ty-gia

Note: The displayed results apply the effective exchange rate of SeABank.

You can easily convert currency to Vietnamese currency through online tools.

2. How much is 1 Yuan in Vietnamese Dong?

Conversion formula:

Amount (VND) = Amount (CNY) × Exchange rate CNY/VND

If considering the reference exchange rate on November 11, 2025 at SeABank, which is 1 CNY ≈ 3,695 VND, customers can convert some popular currency values:

1 Yuan ≈ 3,695 VND
10 Yuan ≈ 36,950 VND
100 Yuan ≈ 369,500 VND
1,000 Yuan ≈ 3,695,000 VND

Note: The conversion rate is updated according to the reference exchange rate on November 11, 2025 at SeABank. The exchange rate may change when customers make actual transactions at the bank, depending on the time, payment method and policy of each unit.

3. How to update the most accurate CNY/VND exchange rate

To make the transaction of Chinese Yuan (CNY) to Vietnamese Dong (VND) convenient and economical, customers should refer to official sources and update regularly:

Banking website and application: Banks like SeABank update CNY/VND exchange rates according to each type of transaction.This is a reference source close to the actual transaction level if customers need to buy/sell foreign currency at the bank.
International financial resources: Platforms like XE, OANDA, Trading Economics provide average rates and intraday volatility. Suitable for forecasting the rise and fall of the Chinese Yuan.
Online converter: Support quick calculation of exchange value between CNY and VND. However, for reference only, the actual exchange rate still needs to be confirmed at the bank.

Client need to update exchange rates daily to make appropriate financial decisions

4. Factors affecting the CNY/VND exchange rate

The exchange rate between Chinese Yuan (CNY) and Vietnamese Dong (VND) is not fixed but changes continuously due to many factors:

International foreign exchange market: Fluctuations in supply and demand of CNY in the global market directly affect the CNY/VND exchange rate. When demand for CNY increases (e.g. from investors or import-export businesses) while supply is limited, CNY tends to appreciate against VND and vice versa.
Monetary policy of China and Vietnam: Decisions about interest rates, monetary regulation, foreign exchange, the People's Bank of China (PBoC) and the State Bank of Vietnam (SBV) affect the relative strength of CNY against VND.
Macroeconomic fluctuations and inflation: GDP growth rate, inflation, import-export and international capital flows all affect foreign currency supply and demand, thereby affecting the CNY/VND exchange rate.

Updated information November 2025: According to Reuters, data from People’s Bank of China (PBOC) and analysis from major investment institutions, the Chinese Yuan (CNY) is forecast to tend to increase the USD in 2026 thanks to trade surplus and strong capital inflows. Meanwhile, Vietnam is under pressure to import and has a large demand for foreign currency - which could cause the CNY/VND exchange rate to increase slightly if the VND is not stabilized at the same time.

5. Where can I exchange Chinese Yuan safely and at a reasonable price?

When needing to exchange Chinese Yuan, choosing a reputable address helps customers to have safe transactions, transparent exchange rates and save costs. Below are some popular options:

Bank: Safe choice, transparent exchange rate, legal transactions.
Gold shop/foreign exchange agent: Suitable when you need to exchange quickly but need to check the license and compare the exchange rate with the bank.
Airport/shopping center currency exchange counters: Convenient but often comes at a cost exchange rateless competitiveand higher service fees.

Safety tips: Check the exchange rate before exchanging, bring ID card/CCCD, transact during business hours for full support.

Customers who need to exchange Chinese Yuan (CNY) at competitive exchange rates can make transactions at SeABank. Fast and safe foreign exchange service, with exchange rates updated close to the market, is deployed at branches nationwide.

Foreign currency transactions, including CNY, are conducted with transparent procedures and complete documentation, providing customers with maximum peace of mind and convenience.

SeABank supports fast, safe, transparent foreign currency transactions with exchange rates compete

If you need to exchange foreign currency or learn more about SeABank products, you can contact the nearest transaction points or call Hotline 1900 555 587 or visit the website www.seabank.com.vn for more details.

Southeast Asia Commercial Joint Stock Bank SeABank

Address: BRG Building, 198 Tran Quang Khai, Hoan Kiem Ward, Hanoi
Call Center: KHCN 1900 555 587 / (024) 39448702 – KHDN 1900 599 952/ 024-32045952
Customer Service Email: contact@seabank.com.vn