3 simple ways to make a SeABank debit card online and at the counter

In the era of increasingly popular cashless payments, debit cards have become a familiar financial tool that helps withdraw money, transfer money and make convenient payments within the account balance. To meet diverse needs, customers can choose domestic or international debit cards. So is it difficult to make a debit card at SeABank? Join SeABank to discover 3 quick and simple ways to open a debit card right in this article.

Quick summary of 3 ways to open a debit card at SeABank:

• Register online on SeABank website: Fill out the form online, choose a branch to receive the card, save time.
• Open card via SeAMobile application: Operate directly on your phone, receive card at home or at the counter.
• Register directly at the branch/transaction office: Bring your ID, get support from staff for consultation and card issuance.

1. Conditions for opening a debit card at SeABank

To open a debit card, customers need to comply with some basic requirements that most banks apply. Particularly at SeABank. These conditions are designed to ensure both safety in account management and flexibility for users:

• Eligible age: Customers from aged 15 and over can open a card directly at SeABank transaction counters. With the online card opening channel on the SeAMobile application, the required age is 18 and over.to meet the regulations on electronic transactions and legality when signing digital contracts.
• Nationality and residence: SeABank accepts Vietnamese citizens and foreigners legally residing in Vietnam for at least 12 months. This condition helps banks easily verify information and maintain long-term customer relationships, while minimizing risks from cross-border transactions.
• Bank payment account: Debit cards are always linked to payment accounts. Therefore, customers need to have an account at SeABank. In case of online registration, the bank requires customers who have never had a CIF number(i.e. brand new customers) to ensure the eKYC process goes smoothly.
• Valid identification: Customers need to provide Valid ID card, CCCD or passport. This is the basis for banks to verify identity and comply with anti-money laundering regulations.

In general, the conditions for opening a debit card at SeABank are quite simple and transparent. As long as they meet the age and residency requirements and provide full identification documents, customers can quickly own a debit card, open it directly at the counter or completely online via the SeAMobile application.

2. Documents needed to prepare when making a debit card

When registering to open a debit card at SeABank, customers need to prepare documents according to regulations. Depending on whether the subject is an individual or an organization, the set of documents will be different:

2.1. For individuals

• Valid ID card/CCCD or passport: This is a required document to verify the owner's identity, helping the bank ensure compliance with anti-money laundering laws and safe financial transactions.
• Copy of household registration book (applicable when customers open an international debit card): Helps banks confirm residence information, especially important in cross-border transactions.
• Card issuance application: The application form provided by SeABank, customers only need to fill in and sign to confirm. This is the legal basis for the bank to issue the card.
• Other additional documents: May include temporary residence card, occupational certificate or income information, depending on the specific case required by the bank.

2.2. For organizations and businesses

• Business registration certificate: Is the legal basis to prove that the business is operating legally.
• ID card/CCCD of the legal representative: Helps the bank clearly identify the responsibilities and authorities of the person whose name is on the account in all transactions that arise.
• Documents proving ownership of the organizational account: Verify that the business has a legitimate account at SeABank or affiliated banks before attaching a debit card.
• Card issuance application: Enterprises need to fill out the form provided by SeABank, with signature and confirmation stamp.

Thus, preparing all documents from the beginning not only shortens the processing time but also helps customers and organizations use debit cards at SeABank conveniently, transparently and safely.

3. How to make a debit card at SeABank

Customers now have many options when registering to open a debit card at SeABank, from convenient online forms to traditional direct transactions. Specifically:

3.1. Make a debit card online via the SeAMobile application

SeABank allows customers to register for cards online right on the application SeAMobile, with simple process:

• Step 1: Download and register an account on SeAMobile.
• Step 2: Perform eKYC authentication by taking a photo of your ID (ID card/CCCD/passport) and facial authentication.
• Step 3: Once the payment account is activated, customers can request to issue a physical debit card for use at ATMs, POS or online transactions.

Advantages: Quick operation, no need to go to the counter, suitable for busy customers or customers who live far from the branch.

3.2. Register to open a card via SeABank website

Customers can register to open a card online via the bank's official website:

• Visit the SeABank website → choose the appropriate card type (domestic or international).
• Fill in personal information, upload authentication documents as instructed.
• The application is sent to the bank, awaiting approval.

Once the application is valid, customers can receive the card directly at home via delivery service or go to the nearest SeABank branch.

Advantages: Easy-to-use interface, supports customers who are not familiar with digital banking applications.

3.3. Make card directly at transaction office

This is the traditional form, suitable for customers who want to receive direct advice from staff:

• Prepare ID card/CCCD/passport and necessary documents.
• Fill out the card issuance registration form at the counter, choose the desired card type.

• Pay the issuance fee (if any) and ensure a minimum balance in the account.
• Receive appointment paper, come get card after bank completes issuance.

Advantages: There are support staff, detailed answers about products and accompanying utilities.

3.4. Time to receive card at SeABank

• Normally, customers will receive the card later 7 – 14 working days.
• SeABank shortens the time 3 – 7 days for international debit cards.
• Some non-physical cards are issued immediately upon registration, allowing customers to use them for instant online transactions.

With diverse registration channels and fast processing time, SeABank is bringing a flexible, modern and convenient card opening experience to all customers.

4. Fees for opening a debit card

Draw a table, list the types of cards (domestic, international) at SeABank and summarize these fees in the table.

As can be seen:

• SeABank offers free card issuance when registering online via the SeAMobile application, creating favorable conditions for new customers.
• Annual fees and international card issuance fees vary by card class, suitable for diverse needs from basic to advanced.
• Customers should consider the card class that suits their needs (domestic or international spending, or prioritize premium utilities like Platinum).

5. Lots of incentives when opening a debit card at SeABank

Open a debit card at SeABank Not only does it help customers access modern banking facilities, but it also opens up a series of practical incentives:

• Convenient global transactions: With Visa/MasterCard international debit cards, customers can withdraw money, pay at POS, or shop online on international e-commerce platforms such as Amazon, eBay, Shopee, Lazada... All transactions are converted directly to VND at competitive exchange rates, making cross-border spending easier.
• Easy financial management: SeABank integrates spending management tools via Mobile Banking (SeAMobile) and SMS Banking, helping customers track balance fluctuations, check transaction history and plan smart spending. This is a powerful assistant for those who want to manage cash flow closely.

• Advanced Security: All SeABank international debit cards are equipped with EMV chip technology to prevent data copying, combined with two-layer OTP authentication when making online transactions. This helps to minimize the risk of financial fraud and protect the safety of customers' accounts.
• Special offers throughout: SeABank debit cardholders regularly enjoy many preferential programs from SeABank and its partners such as: discounts on dining, shopping, traveling; points for gifts; or direct cashback into the account. These incentives help customers save money and enjoy a diverse shopping experience.

6. Important notes when making and using debit cards

To ensure the process of opening and using a debit card is smooth and safe, customers should note the following points:

When opening the card:

• Declare correct information: All personal information, phone number and registered email must be correct and in use. This helps the bank to authenticate and send timely transaction notifications.
• Prepare full documents: Valid ID card/CCCD/passport, along with additional documents if applying for an international card. Preparing in advance will shorten transaction time at the counter.
• Take advantage of online offers: Registering for a card via the SeAMobile app or the SeABank website is usually free of issuance fees, and also enjoys many promotions exclusively for customers opening a card online.

When using the card:

• Absolute security of card information: Do not reveal your card number, expiration date, CVV or PIN to anyone, including bank staff. When withdrawing money at an ATM, cover your hand when entering your PIN to avoid being secretly filmed.
• Only trade on reputable websites: Prioritize websites with SSL certificates (https://) and a padlock icon to reduce the risk of information disclosure.
• Track transaction fluctuations: Sign up for SMS Banking or email notifications to control spending and promptly detect unusual transactions.
• Change PIN periodically: Change your password every 3–6 months, especially if you suspect a data breach.
• Cost management: Check the fee schedule carefully, especially the foreign currency conversion fee, to avoid unwanted charges when making international payments.

Applying for a debit card is now very simple, just prepare all the necessary documents and choose the appropriate registration method: Directly at the counter, via the website or open online on the mobile application. When owning a debit card, you will experience fast transactions, convenient spending management and secure payments globally.

If you are looking for a reputable bank to open a card, SeABank is a choice worth considering with a flexible online registration process, many attractive free issuance and refund incentives. Visit SeAMobile or SeABank's official website today to open a card and fully enjoy modern financial utilities!