Detailed instructions on 5 ways to deposit money into an ATM card quickly and safely

Mastering how to deposit money into ATM cards is essential to ensure convenient, safe and fast transactions. From direct deposit at the counter, via ATM/CDM, to online transfer or e-wallet, each method has its own advantages to suit the needs of each customer.

Quick summary of 5 ways to deposit money into ATM card securely, quickly and conveniently:

• Method 1: Deposit money directly at the transaction counter
• Method 2: Deposit money at ATM/CDM
• Method 3: Transfer from Mobile Banking
• Method 4: Deposit money via e-wallets
• Method 5: Top up at collection points

In particular, SeABank encourages customers to transfer money from Mobile Banking or e-wallet to ensure secure, safe transactions, with 24/7 support.

1. 5 Ways to deposit money into ATM card

Summary table of ways to deposit money into ATM card:

1.1. Deposit money directly at the transaction counter

Customers bring cash along with ID card/CCCD and card or account number to the bank branch/transaction office, fill in the deposit form and submit it to the teller. After the staff confirms, the amount will be transferred immediately to the account and the customer will receive a receipt. When opening an ATM card at SeABank, customers can deposit money quickly and safely at more than 180 SeABank branches/transaction offices nationwide.

Advantages and disadvantages

• Advantage:
  • Safe, accurate, with certified documents.
  • Suitable for large deposits.
• Disadvantages:
  • Lost travel time.
  • Depends on bank hours.

Deposit fee

• Free when depositing into the same bank account
• Fees may apply when depositing to other bank accounts.

1.2. Deposit money at ATM

Customers can deposit money directly into their account through the bank's CDM machine. Just insert your ATM card into the machine, select the "Deposit" function, insert cash into the receiving slot and confirm the transaction. The money will be immediately updated into the account with a confirmation receipt.

Advantages and disadvantages

• Advantage:
  • Fast, convenient operation, 24/7 operation.
  • No need to queue at the counter.
• Disadvantages:
  • Only available at CDM machines with deposit function.
  • Limited denomination, no torn money accepted.

Deposit fee

• Free at CDM with a bank.
• Fees may apply when using other bank CDM.

1.3. Transfer from Mobile Banking

With this method, customers will use the bank's banking application or Internet Banking to transfer money into their account. You just need to log in to the application/system, select "Transfer money", enter the beneficiary account number and amount, then confirm the transaction.

Advantages and disadvantages

• Advantage:
  • Fast, secure transactions, available 24/7.
  • No need to use cash.
• Disadvantages:
  • A smartphone or computer with internet connection is required.
  • Fees may apply if transferring to another bank.

Deposit fee

• Free or low fees when transacting within the same bank system.
• Interbank transfers may incur fees as prescribed.

With SeAMobile mobile application or SeANet e-banking of SeABank, customers can not only easily open a card but also transfer money and use a variety of services 24/7. With a smart, user-friendly interface and high security, we promise to bring the best experience to customers.

1.4. Deposit money via e-wallets

Customers need to install e-wallets such as Momo, ZaloPay, ShopeePay, etc. and link their bank account to the wallet. After accessing the wallet, select the "Top up card" function and confirm the transaction. The amount will be updated to the account immediately after the transaction is successful.

Advantages and disadvantages

• Advantage:
  • Convenient operation, perform anytime, anywhere.
  • No need to go to the bank or ATM/CDM.
• Disadvantages:
  • Service fees may apply depending on the e-wallet.
  • Depends on the internet and wallet limit.

Deposit fee

• Some wallets offer free deposits to linked banks; others may apply a fee of 0.5 – 1% depending on policy.

1.5. Deposit money at collection points

Many banks are associated with units such as convenience stores, post offices, payment agents, etc. to support customers conveniently when depositing money. At these points, you need to provide account number information and deposit request. The staff at the collection point will process the transaction and update the amount into the account.

Advantages and disadvantages

• Advantage:
  • Convenient location, no need to go to a bank branch.
  • Support deposit outside business hours.
• Disadvantages:
  • Transaction limits may be lower than banks.
  • Need to check if the collection point supports your bank or not.

2. 5+ Notes to safely deposit money into ATM card

When depositing money into an ATM card, following safety measures not only helps protect the money but also protects personal information and bank accounts. Customers should pay attention to the following points:

• Personal information security: Do not provide card number, PIN, OTP or account login information to others.
• Check equipment and transaction points: Only deposit funds at official counters, ATMs/CDMs or e-wallets/collection points, avoid unfamiliar or unverified devices.
• Confirm the amount: Always check the amount displayed on the machine and the transaction receipt before leaving the transaction point.
• Keep transaction receipts: Keep the deposit receipt as evidence when needed to compare with the bank.
• Be careful with online networks and applications: When depositing via Mobile Banking or e-wallet, use secure networks and security devices, avoid untrusted public networks.
• Beware of strange requests: Do not make transactions that require money transfers or provide card information to strangers or via unofficial phone or email.

3. Frequently Asked Questions

1. Can I deposit money into an ATM card of this bank at another bank?

Yes, but please note that interbank deposit fees and transaction limits may apply.

2. Does money in a checking account earn interest?

Normally, checking accounts do not pay interest or pay very low interest. If you want to earn interest, you should use savings accounts or certificates of deposit.

3. How long does it take for the bank account to receive money after a successful deposit?

If you deposit at the counter or CDM of the same bank, the money will be updated immediately. If you deposit via another bank or interbank transfer, the time may be from 1-2 working days depending on the bank's regulations.

4. What is the maximum amount of money that can be deposited into an ATM?

Each ATM/CDM has its own maximum limit. At SeABank, the deposit limit is usually listed at the machine, customers should check before making a transaction. If you need to deposit a larger amount, you should deposit at the transaction counter to ensure safety.

Understanding the methods and notes on how to deposit money into ATM cards will help customers optimize account usage, ensure personal information security and effective financial control. SeaBank with a nationwide network of transaction offices and a modern electronic financial system will help deposit money quickly, conveniently and safely.