4+ SIMPLE, EASY ways to pay by credit card

1. Method 1 - Pay by credit card online

Online credit card payment is a popular choice thanks to its interest calculation, helping customers save time compared to having to go directly to the bank: 

1.1. Credit card payment via Internet Banking

To use this method, you need to register for Internet Banking service and follow these steps:

• Step 1: Access the "Electronic Banking" section on the bank's official website.
• Step 2: Select “Payment” on the menu bar, then select “Debit card payment”.
• Step 3: Select “Payment account” and credit card number from the displayed list. 
• Step 4: Enter the amount to pay and confirm the transaction.

Note: Use the credit card account number, not the 16 numbers printed on the card, to ensure safe and accurate transactions.

>>> SEE MORE: Internet Banking service (SeANet) - Financial solutions for businesses are developed by SeABank to bring outstanding experiences

1.2. Payment via Mobile Banking

For Mobile Banking, customers also need to register for the service in advance and do the following:

• Step 1: Open the application, select "Cards" on the main interface.
• Step 2: Continue to select "Payment" and the type of credit card to pay. 
• Step 3: Enter the amount or select the required minimum payment.
• Step 4: Check information, confirm and complete the transaction.

This method helps pay quickly, securely and easily manage your account. 

>>> SEE MORE: Mobile Banking Service (SeAMobile Biz) - Financial solutions on mobile phone platforms for businesses

2. Method 2 - Automatic credit card payment 

With busy work and life, many customers often forget to take time to pay their credit cards, leading to unnecessary costs and interest. To avoid this situation, users can refer to the following 3 ways to limit overdue payments:

• Method 1 - Register for automatic payment service: To register for automatic credit card payment, you just need to bring identification documents such as ID card, ID card or passport to the bank branch where the credit card is opened. Here, customers will be instructed to register for the automatic payment service from their deposit account to pay their credit card balance. 
• Method 2 - Set up payment notifications via text or email: Text or email notifications will help you stay on top of when your credit is due. 
• Method 3 - Choose a fixed date to pay each month: You can create a habit of paying on a fixed day of the month. However, you need to make sure your payment date is earlier than the required payment date according to bank regulations. 

3. Method 3 - Pay with credit card via ATM

The credit card payment method via ATM is rarely used because of the inconvenience of traveling. However, if you can't pay online, you can also follow these steps:

• Step 1: Insert the card into the ATM in the direction of the arrow on the card.
• Step 2: Select language and enter card PIN.
• Step 3: Select “Pay bills” in the menu.
• Step 4: Select “Credit” and continue to select “Pay credit card debt”.
• Step 5: Enter the credit card number to pay. 
• Step 6: Enter the amount to pay and confirm the transaction by pressing “Enter”.
• Step 7: Receive invoice and get card back. 

Note: After payment, you should keep the invoice for reference in case something goes wrong. 

4. Method 4 - Pay directly at the counter

When you cannot pay online, in addition to using ATMs, you can also pay directly at bank transaction counters.

• Step 1: You go to the branch or transaction office of the bank that issued the credit card.
• Step 2: Present ID card/ID card to verify identity and ask staff for assistance in paying credit card balance.
• Step 3: After the staff informs you of the amount to pay, you just need to pay and sign the receipt.

5+ Notes you need to know to pay credit cards effectively

To make the most of your credit card benefits, you should remember these 5 important points:

• Credit payment time: You should make payment 1-2 days before the due date to proactively prevent problems. At the same time, avoid making payments after 4:30 p.m. or on weekends because there may be interruptions in transactions. 
• Check your credit statement periodically: Regularly checking your statements helps you understand important information and avoid late payments. At the same time, this is also the basis for you to adjust your spending plan. 
• Credit card payment order: Most banks prioritize payments in this order: Pay interest fees first > Cash withdrawal fees > Pay shopping transactions.
• Payment of credit balance: You should pay off the entire outstanding balance instead of just paying a minimum amount. If only the minimum payment is made, interest will be charged on the unpaid balance  next statement period. 
• Cannot ask someone else to pay on your behalf: Important information such as card number and CVV code on the back of the card are used for online transactions. Therefore, you should not ask others to help you pay to protect your card information from the risk of disclosure. 

However, it should be noted that the above 4 credit card payment methods are only for reference for individuals using the card. Businesses that need to open a credit card should contact the nearest SeABank transaction office/branch or call Hotline 1900599952 for further consulting support. 

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Thus, with diverse credit card payment methods such as paying online, via ATM, or using automatic services, you can easily manage your finances. Importantly, each method offers convenience and helps avoid additional risks if done properly.