How much money can you withdraw from an ATM card per day

1. How much money can you withdraw from a SeABank ATM card per day?

The minimum withdrawal limit for each SeABank withdrawal is 50,000 VND, and the maximum daily withdrawal limit depends on the type of card below:

1.1. Maximum transaction limit at ATM:

• International credit card: 5,000,000 - 20,000,000 VND.
  • Standard international credit card: 5,000,000 VND.
  • Gold/Titanium international credit card: 10,000,000 VND.
  • Platinum international credit card: 20,000,000 VND.
  • Signature international credit card: 20,000,000 VND.
• Domestic debit card (magnetic and chip card): 10,000,000 VND.
• International debit card: 5,000,000 - 20,000,000 VND.
  • Standard international debit card: 5,000,000 VND.
  • Gold International Debit Card: 10,000,000 VND. 
  • Platinum International Debit Card: 20,000,000 VND.

1.2. Maximum domestic withdrawal/transfer limit/day

Normal level:

• Domestic debit card: 30,000,000 VND.
  • International debit card: 50,000,000 - 200,000,000 VND.
  • Standard international debit card: 50,000,000 VND.
  • Gold international debit card: 100,000,000 VND.
  • Platinum international debit card: 200,000,000 VND.
• International credit card: 50% of credit card limit.

Maximum level (customer request):

• Domestic debit card: 100% of available balance, not exceeding 01 billion VND.
• International debit card: 100% of available balance, not exceeding 01 billion VND.
• International credit card: 50% of credit card limit.

1.3. Maximum foreign currency cash withdrawal limit/day (not applicable to the maximum level specified above

• Domestic debit card: VND 30,000,000.
• International debit card: VND 30,000,000.
• International credit card: VND 30,000,000.

To know exactly how much money can be withdrawn from an ATM card per day, customers need to consider the type of card they are using and the specific conditions from the bank.

1.4. Maximum payment limit/day at POS

Normal level:

• Domestic debit card: 100,000,000 VND.
  • International debit card: 100,000,000 - 300,000,000 VND.
  • Standard international debit card: 100,000,000 VND.
  • Gold international debit card: 200,000,000 VND.
  • Platinum international debit card: 300,000,000 VND.
• International credit card: 100% of available credit card limit, not exceeding 01 billion VND.

Maximum level (Customer request):

• Domestic debit card: 100% of available balance, not exceeding 01 billion VND.
• International debit card: 100% of available balance, not exceeding 01 billion VND. 
• International credit card: Not applicable.

1.5. Maximum transaction limit/day via Ecommerce

Normal level:

• Domestic debit card: 100% of available balance.
• International debit card: 25,000,000 - 300,000,000 VND.
  • Standard international debit card: 25,000,000 VND.
  • Gold international debit card: 50,000,000 VND.
  • Platinum international debit card: 300,000,000 VND.
• International credit card: 25,000,000 - 300,000,000 VND.
  • Standard international credit card: 25,000,000 VND.
  • Gold/Titanium international credit card: 50,000,000 VND.
  • Platinum International Credit Card: VND 150,000,000.
  • Signature International Credit Card: VND 300,000,000.

Maximum (customer request):

• International Credit Card: VND 75,000,000 - VND 1 billion.
  • Standard International Credit Card: VND 75,000,000.
  • Gold/Titanium International Credit Card: VND 150,000,000.
  • Platinum International Credit Card: VND 450,000,000.
  • Signature International Credit Card: VND 1 billion.
• Domestic Debit Card: Not applicable.
• International Debit Card: 100% of available balance, not exceeding VND 1 billion.

Customers will base on the type of card they use to clearly understand the daily ATM card withdrawal limit, thereby withdrawing money most effectively and quickly.

2. Instructions on how to use ATM cards to limit withdrawal fees

To withdraw money quickly and save the most on withdrawal fees, SeABank suggests some of the following ways

• Prioritize withdrawing money from the same bank: The fee for withdrawing money at an ATM of the same bank as SeABank costs the least because withdrawing money at an ATM of another bank is usually higher. Limit withdrawing money at ATMs outside the SeABank banking system to save the most on withdrawal fees.
• Withdraw the maximum amount: The fee for withdrawing money at an ATM depends on each transaction. Therefore, customers need to withdraw as few times as possible to save costs and be more efficient.
• Use a separate card for withdrawals: The fee for withdrawing money from a domestic card is usually much lower than that of a credit card (about 4% of the withdrawal amount). If you regularly withdraw money daily or monthly, you should use a separate domestic card for withdrawals.

3. Notes when withdrawing money at ATMs other than SeABank

To ensure a safe withdrawal process, save costs and time, you need to pay attention to some issues when withdrawing money at ATMs other than SeABank below:

• Only withdraw money at ATMs of banks that are linked to SeABank.
• When withdrawing money, you need to ensure that the information on the ATM card is confidential, especially the Pin code on the card.
• When making a transaction, the ATM will display a notification about the withdrawal fee, you need to pay attention and consider when withdrawing money.

4. Credit card withdrawal fee at SeABank

When withdrawing credit card money at SeABank, customers will have to pay a withdrawal fee. The credit card withdrawal fee at SeABank is calculated specifically as follows:

• The cash withdrawal fee at SeABank ATMs is 4% of the withdrawal amount and the minimum withdrawal amount per transaction is 55,000 VND. 
• Cash withdrawal fee at non-SeABank ATMs is 4% of the withdrawal amount and the minimum withdrawal amount per transaction is 60,000 VND.

5. What is the minimum withdrawal amount at a SeABank ATM?

The minimum withdrawal amount at a SeABank ATM is VND 50,000/withdrawal and the maximum is VND 10,000,000. If customers withdraw at an ATM other than SeABank, the maximum limit for each withdrawal is VND 3,000,000.

For more information about bank cards and credit cards, please contact the customer service hotline 1900 555 587 - business customer service hotline 1900 599 952 or visit https://www.seabank.com.vn/ for the fastest support and answers.

The above article from SeABank has answered your questions about how much money can be withdrawn from an ATM card per day? and provided additional instructions on how to withdraw money at the most cost-effective price as well as notes when withdrawing money at an ATM. Hopefully through this article you have clearly understood the information and can use the card most effectively and safely.