Open an international credit card with high limits and great benefits at SeABank
08/04/2025
International credit cards are widely used for transactions on a global scale with many conveniences. Choosing the right credit card will help you optimize your payment experience anytime, anywhere. For more detailed information on how to open a high-limit international credit card with many incentives, read the article below.
An international credit card is a type of card that allows users to spend now and pay later, and is approved for payments in different countries around the world.
You can use an international credit card with many special benefits as follows:
Easy payment internationally: You can thatConnect online payments on websites or international e-commerce sites quickly. In addition, with international credit cards, bYou can also easily pay in installments Foreign currency conversion in case of international transactions.
Cross-border transactions: You will easily perform transactions such as withdrawing money, transferring money or checking account balance at these GoTransaction locations around the world including ATMs and international banks.
Many attractive incentive programs: International credit cards offer many incentive programs such as points accumulation and cash back discounts in many countries to help customers save costs.
International credit cards are widely used in transactions and payments globally
Currently, international credit cards are often classified by issuer, including 4 types as follows:
Card type
Characteristic
Visa credit card
Issued Multinational Company Visa International Service Association Headquartered in California, USA.
Can be used in more than 200 countries around the world, and is most popular in Asian and European countries.
Visa credit cards are also issued at most banks in Vietnam.
MasterCard credit card
Issued Multinational Company MasterCard Worldwide Headquartered in New York, USA.
Can trade up to 210 countries around the world and is highly popular in countries in the Americas and Europe.
Many banks in Vietnam issue this type of card.
JCB credit card
Issued by the Company Japan Credit Bureau of Japan.
Can be used in more than 200countries around the world, commonly used in Japan and some countries in Asia.
Many banks in Vietnam also issue this type of card, however, it is not as popular as Visa or Mastercard credit cards.
Thẻ American Express
Issued by the organization American Express Company in America.
This is the most commonly used card type in the Americas.
This type of card is rarely used and issued in Vietnam.
In general, Visa and MasterCard are two commonly used cards in Vietnam and are issued at most banks with many special incentives. This also helps customers easily make payment transactions worldwide in a convenient and safe way.
2. International credit cards with high limits and many incentives at SeABank
Southeast Asia Commercial Joint Stock Bank SeABank provides customers with 7 types of international credit cards with high limits, many attractive incentives and an extremely convenient and fast experience.
Card name
Benefit
Signature international credit card
Free of charge annual first year.
Give special privileges to nationwide high-end healthcare, high quality macrobiotic food..., worth up to 5 million VND.
Unlimited cashback up to 10% in the fields of: Health, Spa/Massage, Accomodations, DFood service.
Use the service for free C24/7 health care.
Loungesat global airports with more than 1,000 waiting rooms around the world with preferential discounts.
SeABank Visa Platinum international credit card
Refund offer for all payment transactions.
Free of charge card issuance.
Annual fee refund from the 2nd year if customers have total payment spending of at least 150 million VND/year in the previous year.
Use an insurance package of up to nearly 10 billion VND including shopping insurance, flight refund/baggage delay insurance...
SeA-Easy international credit card
Free of charge card issuance.
Annual fee refund from the 2nd year onwards if customers have total payment spending of at least 70 million VND/year in the previous year.
Refund online payments up to 8%/year, max 7,200,000 VND/year.
Discount up to 70% at SeABank partners.
SeALady Cashback international credit card
(Visa/Mastercard)
Free of charge Issued and refunded annual fee for life.
Refund offer for payment transactions up to 2%.
Discount up to 70% at SeABank partners.
For each customer transaction of 1 million VND, SeABank will contribute 2,000 VND to the Fund. “Bright Tomorrow” helpsshare difficulties with female cancer patients.
BRG Elite credit card
Free of charge card issuance.
Annual fee refund from the 2nd year onwards if customers have total payment spending of at least 70 million VND/year in the previous year.
Endow refund with spending transactions.
Discount up to 70% at BRG Group and at SeABank partners.
First year annual fee waived for BRG Golf members.
Use the next global insurance package of 10 billion VND: Shopping insurance, flight refund insurance/ luggage delay…
SeATTravel credit card
Co-branded credit card of SeABank – BRG Group – Vietnam Airlines.
Receive Vietnam Airlines Golden Lotus bonus miles and free e-voucher 01 round of golf / 02 nights of relaxation immediately upon opening the card.
Offer Golden Lotus bonus miles for card payment transactions.
Every quarter, immediately receive a Free e-voucher for 01 rounds of golf or up to 02 nights of relaxation.
3. Instructions for quickly opening an international credit card at SeABank
To open an international credit card quickly and conveniently, you need to refer to some information about card making conditions and procedures below.
3.1. Conditions for opening an international credit card
Just like domestic credit cards, to open an international credit card, customers need to fully ensure the following conditions:
Individuals are Vietnamese citizens or foreign citizens living and operating legally in Vietnam and have full human capacity as prescribed by law.
The age to register for a card is from 18 years old to a maximum of 65 years old.
Minimum income from 6 million VND.
Other conditions for each type of card that customers register are based on regulations of SeABank.
To successfully open an international credit card, you need to fully meet SeABank's conditions
3.2. Procedures for making a SeABank credit card
In order for the card making process to go quickly and smoothly, customers need to prepare all necessary documents as follows:
Application for issuance of international credit card according to SeABank's form.
Identification documents such as ID card/citizen identification card or valid passport.
Documents proving income: such as a labor contract, salary statements of the last 3 months or other documents related to collateral such as savings books...
Other documents as required by SeABank.
3.3. Steps to open an international credit card
To register to open an international credit card at nAt SeABank, you can go directly to the transaction counter or open a card online by following these steps:
Open card online
Step 1: Visit the official website SeABank or log into the SeAMobile application.
Step 3: Fill in the information requested by SeABank completely and accurately.
Step 4: Check the information again and press select "Register".
Step 5: SeABank will send a confirmation email and schedule a time to pick up the card.
Open card at the counter
Step 1: Go to the nearest SeABank transaction counter.
Step 2: Meet the staff and ask to register for an international credit card.
Step 3: Present the necessary documents and fill in the card issuance application as well as other procedures according to the instructions of the staff at the counter.
Step 4: If your application meets all the conditions, your request for an international credit card will be approved.
Step 5: After completing the procedures, you will receive a card appointment letter.
4. Costs and interest rates when using international credit cards
In the process of using an international credit card, you should carefully learn about fees to avoid incurring unnecessary costs, thereby helping you have a more optimal financial plan.
Card issuance fee: Banks have their own regulations on international credit card issuance fees, which can range from 300,000 - 400,000 VND depending on the type of card. However, at Southeast Asia Commercial Joint Stock Bank SeABank, customers can completely open international credit cards for free.
Card maintenance fee: Card maintenance fees are usually charged annually or periodically. Each bank will have different regulations on international credit card maintenance fees, which usually range from 300,000 - 900,000 VND.
Withdrawal fee: This is the fee you need to pay for each withdrawal by international credit card at an ATM. Normally, this fee is quite high, accounting for approx 4% the amount you need to withdraw.
Currency conversion fee: This is the fee customers need to pay to convert foreign currency for international payments. This fee at banks usually does not exceed 5% of total order value.
Late payment penalty: If you pay a loan from an international credit card late, you will need to pay additional interest on the loan and an overdue penalty fee. This helps banks control outstanding balances and ensure customers use cards properly and appropriately.
Customers should consider costs and incentives to choose the appropriate international credit card
5. 3 important notes when opening an international credit card
When opening an international credit card, you should note the following important information to ensure effective and safe use of the card.
Select The card has incentives suitable for your needs: On the market today there are international credit cards with many different incentives. Carefully understanding the characteristics of each card type helps you choose an international credit card that suits your personal needs.
Consider a card with a limit appropriate to your income: This helps you avoid spending beyond your ability to pay, causing additional costs such as fines, bad debt, etc.
Do not open too many credit cards: Opening too many international credit cards makes it difficult for you to balance your finances. In addition, you may also have to pay some unnecessary costs such as annual fees, card maintenance fees, etc.
Customers should pay special attention to card limits and income to register for a credit card that suits their personal needs
Above is detailed information about the types of international credit cards with many special offers. If you have any related questions or want to register for an international credit card at Southeast Asia Commercial Joint Stock Bank SeABank, you can contact by phone number 1900 555 587 or visit the website www.SeABank.com.vn for specific advice.
Southeast Asia Commercial Joint Stock Bank SeABank
Address: BRG Building, 198 Tran Quang Khai, Ly Thai To Ward, Hoan Kiem District, Hanoi