Open an international credit card with high limits and great benefits at SeABank

An international credit card is a type of card that allows users to spend now and pay later, and is approved for payments in different countries around the world. 

You can use an international credit card with many special benefits as follows: 

• Easy payment internationally: You can thatConnect online payments on websites or international e-commerce sites quickly. In addition, with international credit cards, bYou can also easily pay in installments Foreign currency conversion in case of international transactions. 
• Cross-border transactions: You will easily perform transactions such as withdrawing money, transferring money or checking account balance at these GoTransaction locations around the world including ATMs and international banks. 
• Many attractive incentive programs: International credit cards offer many incentive programs such as points accumulation and cash back discounts in many countries to help customers save costs. 

Currently, international credit cards are often classified by issuer, including 4 types as follows: 

In general, Visa and MasterCard are two commonly used cards in Vietnam and are issued at most banks with many special incentives. This also helps customers easily make payment transactions worldwide in a convenient and safe way.

2. International credit cards with high limits and many incentives at SeABank 

Southeast Asia Commercial Joint Stock Bank SeABank provides customers with 7 types of international credit cards with high limits, many attractive incentives and an extremely convenient and fast experience. 

3. Instructions for quickly opening an international credit card at SeABank 

To open an international credit card quickly and conveniently, you need to refer to some information about card making conditions and procedures below. 

3.1. Conditions for opening an international credit card

Just like domestic credit cards, to open an international credit card, customers need to fully ensure the following conditions: 

• Individuals are Vietnamese citizens or foreign citizens living and operating legally in Vietnam and have full human capacity as prescribed by law.
• The age to register for a card is from 18 years old to a maximum of 65 years old.
• Minimum income from 6 million VND. 
• Other conditions for each type of card that customers register are based on regulations of SeABank.  

3.2. Procedures for making a SeABank credit card

In order for the card making process to go quickly and smoothly, customers need to prepare all necessary documents as follows: 

• Application for issuance of international credit card according to SeABank's form.
• Identification documents such as ID card/citizen identification card or valid passport.
• Documents proving income: such as a labor contract, salary statements of the last 3 months or other documents related to collateral such as savings books...
• Other documents as required by SeABank.

3.3. Steps to open an international credit card

To register to open an international credit card at nAt SeABank, you can go directly to the transaction counter or open a card online by following these steps: 

Open card online 

• Step 1: Visit the official website SeABank or log into the SeAMobile application.
• Step 2: Select category “Individual customers”, Continue selecting "Card/Card Services”, then click select “Register online”. 
• Step 3: Fill in the information requested by SeABank completely and accurately. 
• Step 4: Check the information again and press select "Register".
• Step 5: SeABank will send a confirmation email and schedule a time to pick up the card. 

Open card at the counter 

• Step 1: Go to the nearest SeABank transaction counter.
• Step 2: Meet the staff and ask to register for an international credit card. 
• Step 3: Present the necessary documents and fill in the card issuance application as well as other procedures according to the instructions of the staff at the counter. 
• Step 4: If your application meets all the conditions, your request for an international credit card will be approved. 
• Step 5: After completing the procedures, you will receive a card appointment letter. 

4. Costs and interest rates when using international credit cards

In the process of using an international credit card, you should carefully learn about fees to avoid incurring unnecessary costs, thereby helping you have a more optimal financial plan. 

• Card issuance fee: Banks have their own regulations on international credit card issuance fees, which can range from 300,000 - 400,000 VND depending on the type of card. However, at Southeast Asia Commercial Joint Stock Bank SeABank, customers can completely open international credit cards for free. 
• Card maintenance fee: Card maintenance fees are usually charged annually or periodically. Each bank will have different regulations on international credit card maintenance fees, which usually range from 300,000 - 900,000 VND. 
• Withdrawal fee: This is the fee you need to pay for each withdrawal by international credit card at an ATM. Normally, this fee is quite high, accounting for approx 4% the amount you need to withdraw. 
• Currency conversion fee: This is the fee customers need to pay to convert foreign currency for international payments. This fee at banks usually does not exceed 5% of total order value. 
• Late payment penalty: If you pay a loan from an international credit card late, you will need to pay additional interest on the loan and an overdue penalty fee. This helps banks control outstanding balances and ensure customers use cards properly and appropriately. 

5. 3 important notes when opening an international credit card

When opening an international credit card, you should note the following important information to ensure effective and safe use of the card. 

• Select The card has incentives suitable for your needs: On the market today there are international credit cards with many different incentives. Carefully understanding the characteristics of each card type helps you choose an international credit card that suits your personal needs. 
• Consider a card with a limit appropriate to your income: This helps you avoid spending beyond your ability to pay, causing additional costs such as fines, bad debt, etc.
• Do not open too many credit cards: Opening too many international credit cards makes it difficult for you to balance your finances. In addition, you may also have to pay some unnecessary costs such as annual fees, card maintenance fees, etc.

Above is detailed information about the types of international credit cards with many special offers. If you have any related questions or want to register for an international credit card at Southeast Asia Commercial Joint Stock Bank SeABank, you can contact by phone number 1900 555 587 or visit the website www.SeABank.com.vn for specific advice.