Monetizing the Digital Era: SeAMobile – One app, multiple opportunities

Share more, get more: SeAMobile’s referral model

In the context of rapid digital transformation, making additional income via online platforms has become a growing trend. From affiliate marketing, online investing to dropshipping, users today have more opportunities than ever to generate extra income without the constraints of location and time.
Among these emerging models, digital banking apps, once perceived as a pure transactional tool, are now unlocking new income opportunities for users. 

SeAMobile, the digital banking app developed by SeABank, is tapping into this trend with a referral program named “Refer now – Win the Champion’s Jersey”, offering existing customers an opportunity of winning exciting awards by referring friends to use the app.

For each successful referral, users instantly receive VND30,000. Especially, top 100 fastest referrers can earn up to VND90,000 per referral. Beyond cash rewards, the program also offers exclusive gifts such as jerseys signed by national football player, delivering great emotional value for participants.

Estimates show that by referring 5 friends/day, an user could accumulate up to VND4.5 million per month - a considerable figure amid growing interest in boosting personal income.

Benefits for referees

Not only do referrers benefit, new users opening a SeAMobile account via referral also enjoy a wide range of attractive incentives. From now until December 31, 2025, SeABank is running the "Fast-track account opening – Shocking SeADeals" campaign, offering total rewards worth up to VND5 billion exclusively for new customers. Upon account opening, new users will have access to various welcome gifts, from the early activation days through their journey to becoming loyal customers.

Customers are immediately awarded 10,000 Loyalty points upon registering and activating accounts. These points can be accumulated through online transactions made via SeAMobile, and can be redeemed for vouchers at over 30 coffee shops and bakeries. Additionally, users receive an instant cashback of VND50,000 on their first transaction (excluding money transfers), along with a personal accident insurance bonus worth VND20,000 with coverage of up to VND136 million.

Notably, for every eligible transaction, customers will receive one or more codes to enter a lucky draw with a total prize pool of up to VND192 million. There is no limit to the number of codes a customer can earn, which means the more transactions made, the higher chances of winning. Moreover, customers who open and activate a SeABank Visa Debit card will receive a bonus of VND50,000.

Tips to maximize earnings

Already referred friends and family but still want to boost your income? Here are a few simple ways to expand your reach and earn more:

• Post on social media: Share the referral program along with your personal referral code on Facebook, Zalo, or TikTok where you have strong networks or followers. A cheerful, eye-catching post with details about the rewards can attract more sign-ups.
• Share to relevant groups: Join online communities such as student or football fan communities, parenting forums, or personal finance groups, etc. and introduce SeAMobile casually by highlighting the benefits of opening an account. Don’t forget to include your referral code!
• Create short content on YouTube or a personal blog: If you are good at making content, this can be a powerful way to spread information and attract sign-ups from a wider audience and strangers, offering a long-term passive income.

Compared to other online earning methods such as financial investing, dropshipping, or affiliate marketing, SeAMobile’s referral program offers clear advantages with no upfront capital, zero risk, simple steps, and attractive rewards. With just a bit of creativity and persistence, earning a few million VND each month is within your reach.