The paradox of "new soldiers": It is still difficult to borrow capital after many years of business transformation

icon calendar03/03/2026

In the context of economic recovery, the trend of transforming from household businesses (HKD) to micro-enterprises (micro-SMEs) is increasing to meet the requirements of scale expansion, transparency of operations and access to official resources. However, the reality shows that many long-term business owners still face difficulties in accessing bank capital just because the "legal age" of the business is still too new.

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