News
10/04/2026
Hanoi, April 10, 2026 – In line with the Government’s and the State Bank of Vietnam’s directive to support businesses and individuals by lowering market interest rates, Southeast Asia Commercial Joint Stock Bank (SeABank, HOSE: SSB) has proactively reduced deposit interest rates by 0.5% per annum for deposit terms of six months and above. The adjustment applies to new deposits across the system from April 10, 2026.
This move comes immediately after a meeting among the State Bank of Vietnam and credit institutions on the afternoon of April 9, during which the SBV Governor emphasized the continued direction of lowering interest rates to create room for reducing funding costs across the economy.
According to industry experts, reducing deposit rates for medium- and long-term tenors will help banks gradually optimize funding costs, thereby paving the way for further lending rate reduction in the upcoming time. This is considered a key factor in supporting individuals and businesses in production and business recovery, while stimulating credit demand for both business and consumer purposes.
A SeABank representative stated that throughout its operations, the Bank has consistently aligned with the direction of the Government and the State Bank of Vietnam, making flexible adjustments in line with national development goals and regulatory guidance. This latest reduction in deposit interest rates is part of SeABank’s commitment to supporting economic recovery and promoting sustainable growth, while balancing business development with customer support.
In addition to adjusting interest rates, SeABank will continue implementing comprehensive solutions to optimize operating costs, enhance operational efficiency, and improve access to capital for retail and corporate banking customers, while continuously upgrading its products and services to deliver greater values to customers.
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