SeABank launches VND300 billion unsecured loan package with preferential interest rates for female customers

With the aim of achieving over 8% GDP growth in 2025, Vietnam’s Prime Minister has required banks to swiftly lower interest rates - a balanced and consistent approach for businesses, depositors and banks - to promote investment, capital mobilization, lending and effective capital utilization. Following this direction, many Vietnamese banks have taken proactive initiatives to reduce both deposit and lending interest rates. 

To support its prioritized customer segment – female customers – SeABank has launched a program named “Preferential loan package for members of the VWU”. The unsecured loan package is delivered with attractive, competitive, and preferential interest rates from only 1.2%/month, equivalent to 14.5%/year, a reduction of up to 2.38% compared to the current policy. The credit limit of this preferential package is up to VND300 billion.

Female customers are provided with loan limits of up to VND100 million depending on demands, requiring no collateral, featuring simple procedures and bonus fee incentives.

With the goal of becoming a pioneer bank in supporting women's sustainable development, SeABank researches and understands the challenges faced by women start-ups and entrepreneurships. Therefore, since 2016, SeABank has collaborated with VWU to introduce SeAWomen – a tailored loan product for all VWU members.

With SeAWomen, customers can enjoy abundant incentives, simplified procedures and documents, coming with maximum support for fast-tracked disbursements. By offering an attractive monthly interest rate of 1.2%, SeABank remains its commitment to empowering women – financially in terms of start-ups and economic activities. Besides, this is SeABank’s proactive initiative to assist businesses and indiviuals in addressing economic hardships, contributing to eliminate ‘black credit’ and foster sustainable socio-economic development.

Additionally, from now until April 30th, 2025, SeABank offers a secured loan package totaling VND5 trillion for individual customers with preferential interest rates from only 6.5%/year. This package is designed to fulfill various purposes such as home purchases, consumer financing, or early debt repayment at other financial institutions, etc. 

For more details on these preferential programs, customers can visit the nearest SeABank branch, contact the hotline at 1900 555 587, or visit www.seabank.com.vn and the official SeABank Facebook page.