In the context of strong digital transformation, using digital banking has become the top choice of many businesses. Digital banks in Vietnam not only does it bring convenience in transactions, it also help save costs and time in financial management. Therefore, choosing the right digital bank not only supports smooth operations but also helps businesses improve their competitive advantage in the market.

Criteria businesses need to know when choosing a digital bank

With the strong development of digital banks in Vietnam, businesses need to have clear selection criteria to ensure a safe, effective, and suitable user experience for actual operational needs. Below are important factors that should be considered before businesses choose which digital bank to use among the digital banks in Vietnam:

Bank reputation: Prioritize choosing a bank with a long-standing brand, full license, strong financial capacity, and professional customer care service.
High security: The system must be protected with multiple layers, such as OTP authentication, a Token, data encryption, along with clear access control and authorization mechanisms.
Low cost: Comparing service fees, hidden charges, and freebies is especially important for small and medium-sized enterprises (SMEs).
Fast and convenient transactions: Easy-to-use interface, smooth operation, and fast transaction processing time are necessary criteria for daily financial activities.
Many attractive incentive packages: Prioritize banks with business-specific programs such as free transaction fees, account incentives, transfer fee discounts, or credit incentives.
Extensive network system, stable digital platform: Banks need to have strong technology infrastructure, optimized app/web, stable operating system, and easy integration with corporate financial/accounting management software.

Choosing which digital bank depends on the individual needs of each business.

TOP 8 digital banks in Vietnam for businesses today

Choosing the right digital banking partner is a strategic step to help businesses optimize financial operations. Let's explore the TOP 8 digital banks in Vietnam are leading the market with superior solutions, specifically designed to meet all your business needs.

SeAMobile Biz

With a modern technology platform, SeAMobile Biz not only helps optimize management processes but is also the key for businesses to break through more successfully in today's digital age.

Outstanding features of SeAMobile Biz digital bank

SeAMobileBiz fully supports the necessary functions for business operations:

Financial information query: Businesses can easily track income and expenditure charts, look up account balances, card information, and loans right on the app.
Convenient transaction: Support fast money transfer 24/7; pay card balance; make foreign currency transactions; online guarantee disbursement
Optimize transaction operations: Allows saving beneficiary information, saving transaction templates, and selecting priority transactions to save time and increase accuracy.
View and download statements: Support to look up transaction history, account statements, and card statements easily and transparently.
Flexible transaction approval: Allows approval of multiple orders at the same time, individual orders, or priority orders, meeting the need for quick processing in the business.
Clear authorization of use: The system allows for role-based delegation of authority, such as data entry, approval, query, or administration, ensuring internal security and transparency.
Advanced Security: Support biometric login (fingerprint, face), ensure safety for all transactions, and apply a digital signature for businesses
Instant information lookup: Easily track exchange rates, interest rates, and other necessary information right on the app.

SeAMobileBiz provides full financial management features for businesses.

2.1.2 Benefits that SeAMobile Biz digital bank brings to businesses

With the outstanding features above, SeAMobile Biz digital bank brings special benefits to businesses, such as:

Comprehensive financial management: Businesses can easily manage comprehensive finances in the organization, analyze cash flow, and optimize financial planning.
Save time for businesses: Because all transactions are processed directly and instantly on the system, it helps reduce the workload for the accounting and finance department as there is no need to travel to the bank.
Ultimate safety and security: SeAMobile Biz is equipped with a multi-layer security system with biometric authentication technology (fingerprint, Face ID) and Smart OTP, Digital Signature, ensuring absolute safety for all transactions.
Support diverse utilities: Businesses can take advantage of other utilities such as paying the state budget, managing beneficiary contacts, and searching for SeABank branches/ATMs easily.

SeAMobile Biz helps businesses manage their finances more comprehensively and optimally.

BIZ MBBank

As a digital banking platform of the Military Commercial Joint Stock Bank (MB), BIZ MBBank supports businesses with fast transactions, flexible and safe financial management, with the entire operating process online, highly secur,e and time-saving.

VCB DigiBiz

As Vietcombank's 24/7 digital banking service for corporate customers, VCB DigiBiz allows convenient transactions anytime, anywhere on Internet-connected devices, via mobile applications or web platforms.

VPBank NEOBiz

With the orientation of supporting businesses to effectively control cash flow, VPBank NEOBiz provides 24/7 continuous transaction capabilities, integrating smart management tools and highly secure authentication technology, helping to optimize time and operations.

Techcombank Business

As Techcombank's digital banking platform, Techcombank Business supports businesses in simplifying financial management, convenient transactions and receiving many incentives such as free account opening, money transfer, preferential exchange rates and cashback when using modern payment solutions.

BIDV Direct

Developed specifically for corporate customers, BIDV Direct is a modern digital banking platform that connects a full range of financial services. This solution provides a secure, flexible and seamless transaction experience, supporting businesses to manage their finances effectively and promote growth.

BIDV Direct is one of the most feature-rich digital banks today.

TPBank Biz

Launched to serve the business community, TPBank Biz provides a modern and flexible digital banking experience, helping businesses, especially small and medium-sized businesses, with transactions and financial management more conveniently and effectively.

VIB Business

Designed specifically for small, medium, and micro enterprises and individual businesses, VIB Business offers comprehensive financial solutions, allowing flexible account management, transaction,s and operations anywhere, anytime.

Currently, among many digital banking options on the market, SeAMobile Biz stands out with its comprehensive features, superior security and flexible customization for each business model. This is not only a transaction tool, but also a digital financial assistant that helps businesses:

Optimize capital management
Improve operational efficiency
Breakthrough in the digital transformation era

Conclude

Hopefully, the detailed analysis above has helped businesses have a clearer view of the overall picture of digital banks in Vietnam and make the most appropriate decision for their business. To optimize financial management with modern solutions, high security, and many outstanding incentives, do not miss SeABank - one of the pioneering banks in digital transformation, helping businesses more easily manage finances.

For more information, please call hotline 1900 599 952 or contact the nearest Branch/Transaction Office for advice and support.