What is a Visa card? Where should companies to open a Visa card?

Visa cards are increasingly asserting their important role in the modern financial system, especially for businesses with global commercial activities. However, many businesses still do not really understand what is a Visa card? and where to open a card to optimize its use. In the article below, SeABank will help businesses have a more complete view of Visa cards and the benefits they bring.

What is a Visa card?

Visa Card is an international payment card issued by banks in the Visa International Service Association network - the world's leading financial institution in cashless payment solutions.

With a Visa card, businesses can easily shop online, pay at millions of acceptance points worldwide, and withdraw cash and make transfers quickly, safely and conveniently anywhere.

Visa Card is a popular international payment card.

Current types of Visa cards

To maximize the benefits of Visa cards, businesses need to understand the popular types of cards on the market today:

Visa Debit Card

Visa Debit Card is an international debit card, directly linked to the business's payment account. With this card, the business can only spend within the available balance, thereby ensuring transparent, proactive, and absolutely safe financial management.

Visa Credit Card

Visa Credit is an international credit card that allows businesses to spend first and pay later. The bank will issue a credit limit based on financial records, giving businesses more flexibility in paying or shopping. After the specified interest-free period, businesses need to repay the amount spent; if payment is late or underpaid, the outstanding balance will incur interest according to the bank's policy.

Visa Prepaid Card

Visa Prepaid International Cards (Prepaid) work in a similar way to Visa Debit but do not require a minimum balance to be maintained on the card, meaning that businesses can only spend within the amount of money loaded. The difference is that this type of card is not linked to a bank account and can be issued as a physical or virtual card.

Thanks to this feature, businesses can easily own and use the card without having to open a bank account, prove income, or carry out complicated procedures, very suitable for the need for fast, flexible, and safe payment.

A Visa international prepaid card does not require maintaining a minimum balance on the card

Advantages of a Visa card

In the digital economy era, Visa cards are not only an inevitable trend but also a smart financial management tool for businesses. Accordingly, using Visa cards will bring the following benefits to businesses:

• Multi-function, convenient: Visa card supports online/offline payments domestically and internationally, cash withdrawals, money transfers, bill payments, airline and hotel bookings, etc. Especially suitable for businesses that frequently conduct international transactions or work abroad.
• Superior security: Applying advanced security technology, the Visa card helps minimize the risk of information theft. In case of loss, just notify the bank, and the card will be locked immediately, ensuring financial safety.
• Easy to manage expenses: Every transaction is stored in detail, helping businesses track costs and plan finances more clearly and effectively.

Where should businesses open a Visa card that is reputable and safe?

In the context of increasingly popular international transactions, owning a Visa business card not only helps optimize cash flow but also increases security in all payment activities. To choose a reputable card-issuing bank, businesses need to consider factors such as reliability, support services, accompanying incentives, and a comprehensive financial ecosystem.

As one of the leading banks in Vietnam, SeABank offers a variety of flexible Visa business cards, meeting the diverse spending and financial management needs of organizations. Below are the outstanding Visa business card products at SeABank that you can refer to:

Visa Business Debit Card

Visa Business Debit Card is an international debit card exclusively for businesses, providing a safe and convenient cashless payment method. The card is directly linked to the business's payment account, helping to tightly control spending within the available balance.

Visa Business Debit Card helps businesses manage spending transparently and securely

SeABiz Ultra Cash Debit Card

SeABiz Ultra Cash is an international debit card exclusively for businesses, providing the optimal solution to the problem of cash flow management. With a cashback policy of up to 1% for all spending transactions, up to 5 million VND/month, the card helps businesses turn regular spending into capital recovery opportunities.

In addition, the foreign currency fee is only 1% and the transaction fee in VND is free, helping to optimize the budget when spending internationally. Combined with the global Visa platform, SeABiz Ultra Cash is not only a safe payment tool but also a smart financial solution, helping businesses save costs, manage transparently, and promote sustainable growth.

SeABiz Ultra Cash debit card helps businesses support transactions and optimize cash flow

SeAMileage co-branded credit card

SeAMileage Visa credit card, an exclusive collaboration between SeABank and Vietnam Airlines, is an ideal choice for businesses that travel frequently. The card offers an attractive credit limit of up to VND 5 billion, helping businesses be proactive in all spending plans. In particular, each card transaction is an opportunity to accumulate Golden Lotus (BSV) bonus miles, redeemed for free flights or upgrades.

The SeAMileage credit card is suitable for businesses that frequently travel

SeABank Visa Corporate Credit Card

Visa Corporate is SeABank's comprehensive international credit card solution, helping businesses manage expenses effectively and transparently. The card allows businesses to spend first and pay later, with an interest-free period of up to 55 days, helping cash flow to always be flexible.

The SeABank Visa Corporate credit card helps businesses manage costs and enhance their reputation

Conclude

Hopefully, the article has given businesses a comprehensive view of Visa cards and popular card types today. In addition to owning a Visa card with many outstanding utilities, meeting all needs from spending, cash flow management, to international transactions, explore SeABank's corporate card products right away.

For more information, please call hotline 1900 599 952 or contact the nearest Branch/Transaction Office for advice and support.