SeABank Launches a Training Program to Support Household Businesses Transitioning into SMEs

Alongside the trend toward greater transparency and business model transformation, Southeast Asia Commercial Joint Stock Bank (SeABank, HOSE: SSB) reaffirms its commitment to accompanying household businesses on their journey to becoming enterprises through practical support initiatives, centered on “learning right – doing right – operating sustainably.”

As policies such as Decree 70/2025/ND-CP and Resolution 68-NQ/TW promote compliance and standardization, many business establishments face challenges in operating while simultaneously completing their accounting, tax, and e-invoicing systems—resulting in legal risks and additional early-stage costs.

To help address these challenges, SeABank is implementing a licensed online tax and accounting training program for household businesses and small enterprises, developed by experts and focusing on two key modules: (1) Tax and e-invoicing for household businesses; (2) Enterprise accounting fundamentals—reading and understanding financial statements, cost management, and cash-flow management. The program helps learners grasp regulations, build compliant systems, reduce risks, and proactively develop a transition roadmap aligned with their scale and resources.

SeABank accompanies businesses from foundational knowledge to practical implementation solutions, enabling household businesses to transition in a structured manner.

In parallel with the training program, SeABank is expanding its support by partnering with MobiFone to launch the “Financial – Sales Management Solution Suite for Enterprises by SeABank x MobiFone”—a comprehensive package that helps newly converted enterprises both optimize financial resources and quickly complete sales and invoicing tools during the initial operating phase.

The solution suite is designed for enterprises converted from household businesses within the past 12 months, with at least 12 months of operating history, and offers key benefits:

Capital support: An unsecured corporate credit card with a limit of up to VND 300 million.
Fee waivers/reductions: Waivers for various account management fees, cash deposit/withdrawal fees, transfers and payroll via digital banking; first-year annual fee waiver for debit cards; 50% reduction on guarantee issuance and amendment fees.
Cash-flow optimization: An additional 0.3% per year interest rate for the first time-deposit contract with a tenor of six months or longer.
Sales solution: An immediate gift of six months’ usage including 5,000 e-invoices, MobiFone CA digital signature, and the 1POS sales management solution.

By combining “foundational training” with an “implementation solution suite,” SeABank aims to support household businesses in transitioning in the right spirit—transforming to grow—by building a solid foundation in governance, finance, and sales operations, ensuring compliant execution, and achieving sustainable acceleration in an increasingly transparent and digitalized business environment.