Supporting women entrepreneurs is an important step in promoting gender equality and economic development. With SeABank's preferential female-owned business loan package, female entrepreneurs have the opportunity to access capital more easily, helping to realize business ideas and build successful businesses. Join SeABank to learn more about this loan package.
Barriers that female-owned businesses are facing when accessing loans
Currently, businesses in Vietnam owned by women are facing more difficulties in accessing capital than businesses owned by men.
Women-owned businesses struggle to access capital
This shows that, although female-owned businesses play an important role in economic and social development, they still face many barriers when accessing loans. Below are some of the main barriers that female-owned businesses often face:
- Women often do not own assets in their own name, leading to a lack of collateral, thus making it difficult to borrow capital from banks or credit institutions.
- Financial knowledge is inadequate, so they have difficulty preparing loan applications, calculating loan needs, and choosing appropriate loan options for their businesses.
- Women-owned businesses are often smaller than those run by men, making it more difficult to attract investment and credit.
There are many barriers that make it difficult for female-owned businesses to borrow capital to develop their business.
Loan options for female-owned businesses
Each of the following options has its own advantages and disadvantages, so female business owners need to consider carefully and choose the option that best suits their business situation and development goals.
Borrowing from financial institutions finance for women
These are financial institutions that operate with the specific objective of supporting women’s business development. They often have flexible lending policies and more favorable lending conditions for women. They often also provide consulting and support services to help women business owners optimize their use of capital.
Borrow capital from female-owned business support programs
These programs are often run by governments, non-profit organizations, or international organizations. Their goal is to support business development and create equal opportunities for women in business. There are often preferential interest rates, loan terms, and conditions specifically for women business owners.
Bank loan
It is the most popular and traditional option when it comes to financing for businesses. Banks often have loan packages specifically for businesses, but they do not always have preferential policies for women. Borrowing from banks requires strict documents and standards, as well as collateral.
Bank loans are a popular choice for female-owned businesses.
Loan package for female-owned businesses from SeABank with many incentives
As a modern woman, do you always cherish bold, visionary business projects? SeABank understands your aspirations and desires, and is pleased to offer a loan package for female-owned businesses with extremely attractive incentives:
The most preferential interest rates and in line with market trends:
- SeABank is committed to providing you with competitive interest rates, more preferential than other competitors in the market, helping you save maximum loan costs.
- Free early repayment, creating flexibility in cash flow management for businesses.
Diverse forms of credit for female business owners:
- SeABank offers a variety of credit forms suitable for each industry, helping you easily access capital:
- Unsecured overdraft limit up to 5 billion VND, meeting working capital needs for businesses.
- Unsecured Visa corporate credit card with a limit of up to 200 million VND, supporting businesses with convenient payment, limiting risks, effectively managing expenses, saving time and costs along with many incentives from card accepting units that are partners with SeABank.
- The credit/asset value ratio (collateral) is extremely competitive, creating favorable conditions for businesses to borrow capital.
Comprehensive support:
- Our team of experienced consultants will accompany you throughout the loan process, answer all questions and help you choose the most suitable loan form.
- SeABank provides simple and quick loan procedures, helping you save time and effort.
SeABank - Accompanying female business owners to conquer the pinnacle of business!
Loan package for female business owners SeABank's program not only provides abundant capital and preferential interest rates, but also affirms the belief and commitment to accompany Vietnamese women on the path to conquering their entrepreneurial dreams.
With outstanding incentives and a team of dedicated experts, SeABank is confident that it will be a solid foundation, helping female business owners turn their business ideas into reality and reap great success. To learn more about SeABank's women-owned business loan package, please visit the website, contact Hotline 1900.599.952 (KHDN) or go to the nearest SeABank branch for support.
