Discover the benefits of business loan packages by industry at SeABank
11/07/2025
SeABank is currently offering business loan packages by industry, meeting the diverse needs of each field. Find out now.
Are you looking for the optimal financial solution for your business? SeABank offers business loan packages by industry, specially designed to meet the diverse needs of businesses in each field. Let's find out more about SeABank's business loan packages by industry with sme.seabank.com.vn right now.
Business loan packages by industry available at SeABank
Currently, SeABank is providing 7 business loan packages by industry as follows:
Construction funding
This is a package loan product provided by SeABank to customers operating in the field of Construction and Installation. This loan product will support businesses in managing payment sources, helping these payment sources go into the right construction items and in accordance with the characteristics of the industry. The loan period is flexibly adjusted by SeABank, suitable for each construction/project.
This loan package is also provided by SeABank for businesses to pay for the costs of implementing construction contracts, in accordance with the provisions of law and SeABank, for example:
Cost of materials construction.
Labor costs.
Costs of renting, purchasing, transporting, repairing construction equipment and tools allocated to the project.
Costs of consulting, surveying, field drilling, hiring supervision, construction quality inspection... are included in the construction estimate.
Product Specification Table
Outstanding features
Form of credit: Loan to supplement working capital each time/according to limit; open import L/C, issue guarantee.
Loan term: Not more than 12 months.
Collateral: Future-formed bonds, existing bonds and other collateral assets as prescribed by SeABank from time to time.
Benefits for Business
Fully meet the needs of customers operating in the construction and installation sector.
Flexible advance guarantee release suitable for construction sector
Flexible collateral structure, suitable for businesses in the construction industry.
Terms of Use
The customer is a main contractor/subcontractor/joint venture contractor operating in the fields of construction, supervision consultancy, and design consultancy.
Customers, Construction Contracts, and Project Implementation Capital must meet the conditions according to Product Regulations.
File
Legal documents
Loan application
Financial Profile
Collateral Profile
Do you need funding for construction? SeABank has flexible loan packages, competitive credit rates, and simple procedures. Contact SeABank now for immediate support!
SeABank - Accompanying construction and installation businesses to develop!
Car dealership financing
Is an outstanding short-term financial solution that promptly meets the working capital needs of car dealers. The loan package will be suitable for car dealers who need to pay for car purchases to Suppliers/Level 1 Distributors according to the agreement in the sales contract, purchase order, order confirmation.
Product Specification Table
Features
The purposes of granting credit include: Advance payment for the purchase of an automobile, payment for a car purchase transaction, or issuance of a guarantee for the payment of a car purchase.
Collateral may include: Cars purchased with loan capital, cars available in stock (including cars from suppliers or level 1 dealers, or from other sources), and other types of assets as prescribed by SeABank.
Credit Ratio: Up to80% of vehicle lot value.
Repayment method: Interest paid monthly; principal paid when money is available or at the end of the term, whichever comes first.
Coordinate the sale of vehicles to end customers: Methods can be applied: barter; cash in, cash out; secured by credit notification from SeABank or other credit institutions.
Benefits for Business
High and flexible funding rates.
Customers are allowed to pay in advance.
Guarantees and disbursements are made based on a cooperation contract between the three parties.
It becomes more convenient to withdraw collateral for sale to end users.
Terms of Use
Customers are car dealers, including legal entities or private business owners borrowing capital to serve the business activities of private enterprises.
Customers must meet the conditions specified in the product.
File
Legal documents
Loan application
Financial Profile
Collateral Profile
SeABank's car dealership financing package: The optimal solution for car businesses. Optimize capital resources, increase sales with SeABank's preferential car dealership financing package.
SeABank helps car dealers access preferential loans
Sponsorship of pharmaceutical & medical equipment enterprises
A specialized financial solution package designed specifically for businesses dealing in pharmaceuticals, medical supplies, and medical equipment. This loan package will be suitable for businesses that need:
Supplement working capital to serve the business operations of the enterprise.
Payment to suppliers of raw materials, drugs, medical supplies.
Product Specification Table
Features
Issue guarantees with high credit ratings.
The margin ratio when issuing L/C only needs 2% of the L/C value.
Interest rates are adjusted to suit each type of business.
Flexible collateral, including: Deposits, means of transport,Real estate,Debt claims that have been created and debt claims that will be created in the future under SeABank's financing contract.
Benefits for Business
Issuing guarantees with high credit ratio
Low L/C margin ratio
Competitive interest rates
Flexible collateral
Terms of Use
The client's business operates in the field of manufacturing and trading pharmaceuticals, medical supplies and medical equipment.
Customers must meet the conditions specified by SeABank.
File
Simple and flexible procedures according to SeABank's regulations at the time of borrowing.
Pharmaceutical & Medical Equipment Enterprises need capital? SeABank has the solution! SeABank's Pharmaceutical & Medical Equipment Enterprise Financing Package provides optimal financial solutions with competitive interest rates, flexible terms, import and supply chain support.
SeABank's loan package for pharmaceutical and medical equipment enterprises has flexible terms.
Supply contract financing
The supply contract financing loan package is a financial solution provided by SeABank for businesses in need of loans to carry out contracts for the supply of goods and services.
This loan package will be suitable for businesses that need:
Payment to suppliers of goods and services under supply contracts.
Purchase raw materials, produce goods according to supply contracts.
Pay the costs associated with the supply contract.
Product specification table
Features
Forms of credit include: Loans to supplement working capital on a one-time basis or by limit; opening L/C for import, and issuing guarantees. Meeting all needs of business customers related to contracts for the supply of goods and services.
Credit guarantees can reach up to 100%, depending on the type of guarantee and the customer.
Multi-asset security forms: Deposits, real estate, means of transport, debt claims.
The credit ratio compared to the value of collateral is quite competitive, depending on the characteristics of each customer group, ensuring to meet the capital needs of customers.
Benefits for Business
Fully meet the needs of Corporate Customers
Flexible collateral
Competitive loan rates
High credit guarantee ratio
Terms of Use
Customers need to meet the credit conditions as prescribed by the product and cash flow requirements from the supply contract.
File
Legal documents
Loan application
Financial Profile
Collateral Profile
SeABank's Supply Contract Financing Package provides flexible capital, quick disbursement, meeting working capital needs from goods and service supply contracts. SeABank - Accompanying business development!
SeABank's Contract Financing Loan Package helps businesses have more working capital
Sponsorship for Seafood Exporting Enterprises
Financing Seafood Export Enterprises is a financial solution provided by SeABank specifically for businesses operating in the seafood export sector. This loan package will be suitable for seafood import-export enterprises that need:
Payment to suppliers of raw materials, feed, and breeds for aquaculture and seafood processing.
Payment of costs for processing, preserving and packaging products.
Payment of shipping and insurance costs for exported goods.
Payment of other expenses for seafood export activities.
Product Specification Table
Features
Timely response to working capital needs for seafood businesses
Flexible collateral. Customers can use the right to claim debt and goods formed in the future.
Benefits for Business
Accept diverse collateral: Deposits, Real estate, means of transport, Debt claims arising from export contracts or L/Cs. Competitive financing rates.
Various forms of financing, including guarantee issuance, L/C issuance, loans, BCT discounting, etc.
Import L/C issuance deposit rate from only 2%
Processes and documentation are simplified, making procedures quick.
Get financed to perform Export Contracts with various payment methods L/C, D/A, D/P, TTR.
Terms of Use
Customers are businesses operating in the fields of aquaculture, purchasing, and processing seafood for export purposes.
Customers must satisfy the conditions set by SeABank.
File
Loan application according to SeABank regulations.
Seafood exporting enterprises need capital? SeABank supports you to break through!SeABank's Seafood Export Enterprise Financing Package provides comprehensive financial solutions, preferential interest rates, supports increased exports, and accompanies businesses in conquering international markets.
SeABank's loan package will help supplement capital for seafood exporting enterprises.
Sponsorship for Plastic Manufacturing and Trading Enterprises
This is one of SeABank's industry-specific business loan packages, provided exclusively for businesses operating in the plastic manufacturing and trading sector. This loan package will be suitable for plastic manufacturing and trading businesses that need:
Additional working capital for business development activities.
Payment to suppliers of raw materials and goods.
Payment of expenses in production and business activities such as salaries, electricity and water bills.
Product Specification Table
Features
The disbursement rate can be up to 100% of the value of the contract, invoice, or input order at any time.
Flexible collateral, including future debt claims,inventory
The discount rate for a set of documents can reach 100%.
The deposit rate when opening L/C is only from 3% of L/C value.
Loan application is designed to be simple and flexible.
Benefits for Business
High disbursement rate, up to 100% of customer needs
Maximum discount rate for documents set is 100%
Competitive L/C margin rates
Diverse TSBD
Simple, flexible profile
Applicable objects
Customers are organizations and businesses operating in the plastics industry.
Customers meet SeABank's conditions
File
Loan application according to SeABank regulations
Optimize capital flow, increase revenue with SeABank's Plastic Manufacturing and Trading Enterprise Financing Package! Superior financial solutions, competitive interest rates, support for investment in machinery and technology, accompanying plastic enterprises to develop sustainably. Contact us now for free consultation and answers to all questions.
SeABank's Plastic Manufacturing and Trading Enterprise Financing Package has very competitive interest rates.
Airline ticket agent sponsorship
The Airline Ticket Agent Financing Loan Package is a financial solution designed by SeABank specifically for airline ticket agents to support them in paying airlines for sold airline tickets.
Product Specification Table
Features
Forms of credit include: Issuing guarantees and lending according to overdraft limits.
Accepts a wide range of collateral, with competitive credit-to-value ratios. Also allows overdraft facilities even with insufficient or no collateral.
Benefits for Business
Guarantees are issued at high credit ratings.
Enjoy preferential interest rates and fees.
Easy, flexible documentation and rich collateral.
Terms of Use
The customer is an airline ticket agent and meets SeABank's credit conditions.
File
Simple and flexible procedures according to SeABank's regulations at the time of loan application.
SeABank's loan package helps airline ticket agents have a stable source of capital
Why should you choose SeABank's financing package?
SeABank offers a variety of business financing packages, designed specifically for each business sector, to help meet the specific capital needs of each business. Here are some reasons why you should choose SeABank's Business Financing Package by Industry:
Optimal financial solutions
SeABank analyzes the specific capital needs of each industry, thereby providing optimal financial solutions with competitive interest rates, flexible loan limits and suitable loan terms.
The bank provides consulting services and products suitable to the specific business lines of the enterprise, helping the enterprise optimize the efficiency of capital use.
Simple procedures, quick disbursement
SeABank applies a simple and quick loan approval process, helping businesses save time and procedures.
The bank commits to disbursing loans in the shortest time after the application is approved.
Professional consulting support
SeABank's team of experienced and knowledgeable financial market consultants will advise businesses on the most suitable financial solutions.
The bank also provides other support services such as: financial management consulting, connecting with potential partners,...
Diverse services:
SeABank provides a full range of accompanying banking services such as: opening payment accounts, money transfers, receipts and payments, guarantees, etc. to meet all financial needs of businesses.
The bank also integrates modern technology solutions, helping businesses manage their finances more effectively and conveniently.
SeABank's loan packages help businesses optimize capital usage efficiency.
Simple loan process guide at SeABank
Step 1: Customers need to prepare and provide complete documents as required by the bank.
Step 2: SeABank conducts credit appraisal of applications and makes a decision to approve or reject credit based on N's credit policies and conditions.rib.
Step 3: Complete the procedures for signing the credit contract and receiving collateral according to regulations if the application is approved.approve.
Step 4: After the Credit Contract is signed, SeABank will disburse to corporate customers.
Step 5: After disbursement, SeABank often conducts post-loan checks to ensure that the loan is used for the right purpose and the customer complies with the terms of the Credit Agreement.
Choosing SeABank's Business Loan Package by Industry is a wise decision to help your business access preferential loans, suitable for business needs. Thereby helping to optimize capital usage efficiency, minimize financial costs, and create stable and sustainable business development. To learn more about SeABank's industry-specific business loan packages, please visit the website or contact Hotline 1900.599.952 (KHDN).
