Capital financing solutions for steel businesses from SeABank

In the context of fierce competition, timely access to capital is always one of the vital factors for steel enterprises. Understanding this, SeABank has been implementing financial solutions corporate sponsorship business steel with attractive incentives, supporting businesses to be more proactive about financial resources. Let's learn about this sponsorship package in the article. News today's SeABank.

Financial picture of industry business steel presently now

By the end of the first quarter of 2025, the financial picture of steel enterprises has clearly differentiated nuances. Enterprises recorded positive improvements, typically Hoa Phat and VN Steel recorded profits of more than3,300 billion VND and about 95 billionThis result mainly comes from the expansion of production capacity and the stable flow of public investment capital.

However, most of the remaining units are still struggling in the storm of losses. The biggest difficulty lies in capital pressure for long term projects, combined with increased inventories, bad debts especially from clients in the real estate sector.

This poses a difficult problem for steel businesses, which is to quickly restructure debt, adjust cash flow or find long-term capital sources. Otherwise, the risk of insolvency will become increasingly present.

Many steel enterprises are still facing difficulties in capital sources.

What should steel industry enterprises do to increase financial resilience?

In the context of continued volatility in the steel market and mounting financial pressure, thebusinessSteel trading needs to proactively build a more flexible and effective financial strategy than ever before. Below are priority directions that steel industry enterprises can consider applying to help create financial resilience:

• Perform inventory optimization at a reasonable level, combining risk management measures Regarding prices, closely monitor steel price movements to limit price slippage and capital loss.
• Boost capital turnover, shorten the revenue-expenditure cycle, tightly control cash flow to ensure continuous liquidity.
• Implement a flexible distribution model, diversify sales channels suitable for each market segment to increase consumption speed and expand output.
• Conduct a comprehensive review of operating and financial costs, renegotiating non-performing loans, moving to forms of financing that better match cash flows.
• Build and maintain stable chain links with manufacturers, contractors, and distributors, to ensure steady output and minimize the risk of cash flow disruption.
• Flexible combination of multiple funding tools, such as order financing, supply contract financing output or inventory financing to ensure adequate working capital for business operations.

Steel enterprises should flexibly combine many capital financing tools for organizations.

In the context of steel trading enterprises needing flexible and specialized financial solutions to rotate capital, control risks and expand market share, choosing a bank that understands the industry and stands side by side with the business becomes extremely necessary. 

With experience accompanying steel industry enterprises, SeABank offers sponsorship packages credit by industry. Specialized and flexible for each business model, helping businesses optimize capital and accelerate finance.

SeABank - A trusted financial partner of steel businesses

Understanding the difficulties surrounding working capital, inventory and cash flow in the steel industry, SeABank has developed a specialized financial solution package, corporate sponsorship, business steel to expand operations and increase market adaptability, and make business breakthroughs more effectively.

Benefits and highlights of corporate sponsorship packages business Magnetic steel SeABank

Corporate sponsorship packages business SeABank's steel is a comprehensive, flexible financial solution exclusively for businesses steel in particular and financing construction materials businesses in general. This product package aims to support businesses in optimizing working capital, expanding scale and effectively managing cash flow risks.

Below are the highlights not to be missed of the steel business financing package at SeABank:

• Various forms of credit, including: Providing additional working capital loans according to the limit, issuing payment guarantees, or overdraft loans to pay suppliers quickly.
• Flexible collateral Steel industry enterprises can use the word deposits, real estate, to means of transport, circulating inventories,and the right to claim debt as collateral for loans.
• Competitive credit rates on value inventory and debt collection rights, flexibly adjusted according to the characteristics of each customer group, thereby helping businesses maximize their access to capital.
• Flexible loan limits and terms are determined based on the capital needs and actual financial capacity of the business.
• Attractive loan interest rates, applied to both short-term loans for cash flow and medium- and long-term loans for development investment.
• Quick and flexible approval procedures ensure businesses can access capital at the right time.

Steel business financing packages from SeABank come in many diverse forms.

Procedures for registering for a business sponsorship package business Steel at SeABank

To register for a steel business financing package at SeABank, businesses can contact advice via hotline 1900 599 952 or go directly to the nearest SeABank Branch/Transaction Office.

SeABank will receive the needs and preliminary documents from the business, and quickly advise on the most suitable financing solution according to the specific business activities. The process of credit appraisal and approval, and disbursement at SeABank will also be carried out quickly, ensuring timely capital flow for the business activities of the enterprise.

The procedure for registering for a steel business financing package from SeABank is very simple.

Conclude

Amidst the unpredictable fluctuations of the steel market, owning a suitable financial solution not only helps businesses maintain a stable cash flow but also creates a breakthrough in competition. With experience accompanying construction material businesses, SeABank offers a package/corporate sponsorship/business steel specialized, flexible, practical and close to the actual needs of the business.

To learn more and apply for a business sponsorship package at SeABank, please visit website: https://www.seabank.com.vn/doanh-nghiep or contact Hotline 1900.599.952 (KHDN).