SeABank Implements Trade Finance Policies to Empower Import-Export Enterprises

Attractive Credit Limits – A Launchpad for Business Growth

In the context of economic integration, import-export activities are vital for businesses seeking to scale operations and enhance their global presence. Consequently, Vietnamese enterprises prioritize securing financial resources for international trade.

To address this need, SeABank has introduced a comprehensive import-export finance service, including high credit limits of up to 100% of collateral value for secured loans and up to VND 5 billion for unsecured loans.

These attractive credit limits serve as a financial launchpad, helping businesses expand their capital, achieve growth targets, and compete effectively in global markets. Additionally, SeABank offers low L/C payment security requirements, with margin deposit rates starting from 0%, providing enterprises with a cost-effective and secure payment solution.

This initiative underscores SeABank’s commitment to enhancing customer experience by offering financial solutions that strengthen business expansion, improve competitiveness, and drive import-export growth.

Diverse Credit Solutions for Import-Export Enterprises

SeABank recognizes that successful import-export operations require flexible and ample funding. To support this, the bank offers a variety of trade finance solutions, ensuring businesses can access safe and suitable financial resources.

Short-term loans and overdraft facilities are tailored to meet corporate financing needs. Furthermore, SeABank consistently introduces preferential lending programs for import-export businesses with competitive interest rates.

The bank also provides Letter of Credit (L/C) issuance services, ensuring secure and reliable payments for international trade transactions. Additionally, businesses can access capital through the discounting of export documents, enabling them to receive advance payments on outstanding invoices. This enhances cash flow, reduces accounts receivable days, and accelerates capital turnover.

Beyond conventional loans, SeABank supports business financing through corporate credit cards. The SeAMilleage credit card offers enterprises a convenient “spend now, pay later” solution, improving expense management and liquidity. Cardholders also benefit from exclusive privileges, including reward points and Vietnam Airlines Lotusmiles Platinum upgrades, adding further value to business expenditures.

Streamlined and Optimized Procedures

SeABank prioritizes efficiency in all credit transactions, ensuring a seamless experience for corporate clients. The bank provides timely financial support with streamlined procedures from application to approval and disbursement, catering specifically to the short-term capital needs of import-export businesses.

SeABank maintains a swift yet legally compliant disbursement process. Experienced relationship managers handle loan applications promptly, ensuring timely access to capital and minimizing financial disruptions due to cash flow shortages.

Additionally, enterprises can benefit from preferential service fees and foreign exchange rates, including discounts on international transfer fees, trade guarantees, and other financial incentives periodically offered by SeABank.

SeABank’s focus on attracting import-export businesses is a key strategic priority in today’s globalized market. By ensuring access to stable financial resources, businesses can confidently expand operations, increase market share, and maximize profits. SeABank remains committed to providing optimal financial solutions, supporting the success of Vietnamese enterprises in international trade.