How much is 1 million dollars in Vietnamese currency? Update the latest USD exchange rate

1. Currency conversion

Before going into more detail, customers can use SeABank's online currency converter to quickly convert according to their needs. Just enter the amount and select the currency, the system will automatically calculate and display the correct results.

>>> Experience the currency converter here: https://www.seabank.com.vn/cong-cu-tien-ich/ty-gia

Note: The displayed results apply the effective exchange rate of SeABank.

2. How much is 1 million dollars in Vietnamese currency?

Calculation formula:

Based on the latest reference update (November 2025 at SeABank), 1 USD ≈26,373 VND. From the above exchange rate, we can convert some popular currencies:

• 10 USD = 263.730 VND
• 50 USD = 1.318.650 VND
• 100 USD = 2.637.300 VND
• 1.000 USD = 26.373.000 VND

Thus, 1 million dollars or 1,000,000 USD = 26,373,000,000 VND (26.373 billion VND)

Note: The conversion rate is updated according to the exchange rate on November 11, 2025 at SeABank. The exchange rate may change when customers make actual transactions at the bank, depending on the time, payment method and policy of each unit.

3. How to update the most accurate US Dollar (USD/VND) exchange rate?

Due to its high popularity, the USD exchange rate fluctuates frequently according to the interbank and international markets. Customers can track the exchange rate from the following reputable sources:

• Banking website and application: USD exchange rates are listed directly in real time, clearly showing buying and selling rates, cash payments or transfers.This is a reference source close to the actual transaction level if customers need to buy/sell foreign currency at the bank.
• International economic and financial information page: International newspapers such as Bloomberg, Investing.com or TradingView provide minute-by-minute USD exchange rate movements, along with market analysis. Customers can follow here if they want to know daily, weekly, monthly fluctuations or need to analyze trends.
• Online converter: Websites like Google, XE.com, Wise.com also have integrated currency conversion tools between USD and VND. Enter the amount of money you want to convert directly, the system will display results quickly based on the updated exchange rate. However, customers should note that this conversion rate is for reference only and has no commercial value.

References Reliable USD/VND exchange rates from banks and international financial sites

4. Factors affecting the USD/VND exchange rate

The exchange rate between USD and VND is greatly affected by both domestic and international factors, including:

• Monetary policy of the US and Vietnam: The US Federal Reserve (FED) and the State Bank of Vietnam both have decisions related to interest rates, money pumping, and market intervention.school… These changes will directly affect the strength of the US Dollar and the Vietnamese Dong.
• Global and regional macroeconomics: When the US economy grows strongly, the demand for holding USD increases, causing the USD's value to increase compared to other currencies. Conversely, if the US economy suffers from inflation, unemployment or financial crisis, the USD may lose value.
• International trade and import and export: Vietnam is a country with large import and export activities with payments mainly in USD. When exports increase sharply,  the amount of USD flowing into Vietnam may increase, thereby affecting the exchange rate in a downward direction.

Updated information November 2025: External risks such as trade volatility, global tensions or slowing growth in Vietnam could put the VND under pressure – causing USD/VND to rise.

However, the State Bank of Vietnam has implemented foreign exchange policies that have helped stabilize the reference exchange rate; at the same time, forecasts from organizations show that the USD is not expected to increase much more strongly in the next 12 months - for example, Traders Union model USD/VND forecast around 26,300 - 26,700 VND by the end of 2025.

The USD/VND exchange rate fluctuates according to monetary policy, global economy and international trade activities.

5. Where should I exchange 1 million USD?get the levelCompetitive and safe rates?

To ensure safety and good exchange rates when exchanging large amounts of money, customers should choose addresses such as:

• Gold shop – licensed dealer: Usually has quick procedures, competitive exchange rates but need to check foreign exchange business licenses to ensure legality.
• Bank: This is the most reliable option with transparent rates, legal guarantees, and many branches supporting transactions.

Customers who need to exchange US Dollars (USD) at competitive exchange rates can make transactions at SeABank. Fast and safe foreign currency exchange service, with exchange rates updated close to the market, is deployed at branches nationwide.

Foreign currency transactions, including USD, are carried out with transparent procedures and complete documentation, providing customers with maximum peace of mind and convenience.

SeABank provides safe foreign exchange services, updating exchange rates according to the market

Frequently Asked Questions

1 - Can I exchange USD at the bank on the weekend?
Some banks are open on Saturday mornings. However, customers should check the operating schedule of each branch before visiting.

2 - Are USD exchange rates at banks the same?
Not exactly the same. Each bank applies its own pricing policy for each type of transaction.

3 - Can I pay in USD in Vietnam?
No. According to current regulations, all payment transactions within Vietnam must use Vietnamese Dong (VND). 

4 - What documents are needed to exchange 1 million USD?
Customers need to present their ID card/CCCD. In addition, in some cases, customers may need to provide additional documents proving the legal origin of the USD amount when making large value transactions along with their ID card/CCCD. 

In short, $1 million is equivalent to approximately 26.3 billion VNDVietnam at the current reference exchange rate, but the actual value may vary depending on the bank and the time of transaction. When converting or managing large-scale capital such as 1 million USD, customers should choose a reputable financial institution to receive legal advice, optimize exchange rates and ensure asset safety.

SeABank is one of the banks that provides conversion services and comprehensive financial solutions for customers who own large amounts of foreign currency, helping customers convert capital, save or invest profitably and transparently.