As at 31/12/10, SeABank has chartered capital of VND 5.335 billion and to be one of eight biggest joint stock commercial bank in Vietnam in this respect, in which strategic partner Societe Generale owns 20% of shares. Other financial indicators: total assets of VND 55.695 billion (up 182% from 2009), total deposit of VND 39.867 billion (up 162% from 2009), total exposure of economic organizations and individuals of VND 20.417 billion (up 214% from 2009) and NPL at only 1,82% of the total exposure. SeABank’s income from service fees in 2010 reach VND 102,5 billion (up 180% from 2009). Currently SeABank has 1.533 employees working at 104 outlets (up 145% from 2009) and nearly 104.000 clients all over the country.
Currently, SeABank has issued 87.900 ATM cards including domestic debit card S24+, S24++, student card, partnership card, international MasterCard, etc and has 137 ATM all over the country. SeABank’s ATM cards can be accessed at more than 10.000 ATMs, 36.451 POS of SeABank and other banks connected with card associations of BanknetVN & SmartLink, VNBC nationwide. Especially as official member of two world biggest card associations MasterCard and Visa Card, in 2010 SeABank officially launched international debit card EMV MasterCard, international deferred debit card EMV MasterCard using EMV chip technology with optimal security standard, quasi unprecedented in Vietnam in particular and Asia region in general. SeABank MasterCard can have transactions at 24 million POS and 1 million ATM all over the world with full utilities: withdraw, payment for goods, service, transfer, balance inquiry, pin code change, statement, etc. Besides, SeABank is going to issue international Visa Card at the end of Quarter I/2011 to better serve customers’ demands of international card.
In 2010 SeABank also succeded in organization transformation for all of its outlets nationwide complying the model of international retail bank in terms of interior system – facade, HR staff, operational process, etc. Moreover, SeABank unceasingly to diversify retail products and services to best meet all the demands of individual and SMEs customers.
With the achievements during last year, SeABank was honored with many noble titles, including Certificate of merit granted by the Prime Minister, Most Admired ASEAN enterprises – ABA 2010, Top 300/500 of Vietnamese largest enterprises, Top 85/500 of largest private enterprises in Vietnam, Top 44/1000 of largest corporate income tax payers in Vietnam, etc.
Founded in 1994, SeABank was one of the first joint stock commercial banks in Vietnam and is now among the country’s Top 10 largest joint stock commercial banks with 104 outlets and 1.533 employees nationwide. Currently, SeABank which has chartered capital of VND 5.335 billion, is one of the eight biggest joint stock commercial banks in this respect, in which 20% of chartered capital owned by strategic partner Société Générale – leading retail bank in France and Europe.
To become a prominent retail bank in Vietnam, SeABank supplies all kinds of retail products, services which are designed to meet the demand and financial capability of every client and individual customer as well as corporate customer segment all over the country.
On basis of the modernist international banking technologies, core banking management system T24 Temenos with lastest version R08 integrated with switching Solutions and Way4 card management, SeABank has launched a lot of domestic card products such as S24+, S24++, family card, partnership card, especially international debit MasterCard, international deferred debit MasterCard using optimal security EMV chip technology, etc to best meet the customers’ demands.
