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SeABank to launch the product of individual overdraft with a limit up to 3 times of income

icon calendar20/09/2010

SeABank officially implemented the product “individual overdraft – SeAFast” which allows customers to withdraw an amount of up to 3 times as high as the monthly income, limited to 50 million VND. This is a new utility to adapt to the demand for prompt consumption of SeABank payroll customers.

In addition to the overdraft granting as above mentioned, registration procedures are also fast and simple with overdraft available after 02 working days without any collaterals. Customers may be granted with overdraft in 6 consecutive months and re-granting shall be allowed upon fulfillment of product conditions.

Customers may withdraw cash via ATM or SeABank counters and transfer via the online banking product - SeANet. SeABank system shall automatically update movements of account balance via different means (Email Banking, SMS Banking, etc.).

Southeast Asia Joint Stock Commercial Bank (SeABank), established in 1994, is one of the earliest joint stock commercial banks and among Top10 largest banks in Vietnam with 93 outlets and more than 1.400 employees nationwide. Currently SeABank has charter capital of approximately 5.335 billion VND and is one of the largest joint stock commercial banks in this respect, 20% of  which is owned by the foreign strategic partner namely Société Générale – the leading retail banker in France and Europe.

Targeting to become a model retail banker of Vietnam, SeABank provides a diversification of retail products and services tailored in accordance with demands and financial capability of each segment of individual as well as corporate customers nationwide.

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