L/C UPAS is a deferred payment L/C issued to import enterprises having the need of low-interest-rate loan under L/C method by SeABank. This product enables exporters (the beneficiary) to be paid by SeABank immediately and importers (L/C applicant) to make deferred payment and enjoy the following benefits:

- Interest rate during the deferred payment period is equal or lower than USD lending rate.

- Deferred payment period is up to 180 days.

- Customers may sell foreign currency to pay for L/C import.

- Low and flexible deposit rate.

Not only importers are offered with many benefits but their partners are also provided with the following advantages such as:

- Immediate receipt of payment in stead of providing credit for buyers and waiting until the maturity for payment.

- Thanks to instant receipt of payment, exporters can sell goods with lower prices which helps to improve the competitiveness of goods on market.

By offering L/C UPAS product along with an attractive preferential program, SeABank expects to provide an optimal financial solution to import enterprises with demand of low-interest-rate loan.

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