SeABank records VND1,315 billion profit in Q3/2026, up 37.5% YoY, total assets exceed VND429,376 billion

Continued scale expansion, with core revenue remaining stable

According to the Q3/2026 consolidated financial statements, SeABank recorded PBT of nearly VND1,315 billion and post-tax profit of nearly VND1,052 billion. The improved Q3 performance was driven by growth in net interest income (NII) and foreign exchange trading.

For the first 9 months, NII reached VND7,132 billion, equivalent to 103% of the 9-month plan. Net fee and commission income amounted to nearly VND584 billion, up 5.8%, while foreign exchange trading income reached nearly VND735 billion, up 145.2%. These sources contribute positively to the Bank’s core business performance, bringing its 9-month PBT to VND3,940 billion.

In terms of scale, as of 30 September 2026, SeABank’s consolidated total assets reached VND429,376 billion, up 8.31% from the beginning of the year. Outstanding credit reached VND272,634 billion, up 11.3%, exceeding the 9-month plan. Total deposits and valuable papers issued reached nearly VND242,809 billion, up 9.48%. The NPL ratio was maintained at 2.28%, below the target threshold of 3%.

Strengthening financial foundations and spreading community responsibility

Continuing to strengthen its financial foundations, on 28 October 2026, SeABank received approval from the State Bank of Vietnam (SBV) to increase its charter capital from VND34,288 billion to VND34,688 billion, completing the 2026 plan approved by the General Meeting of Shareholders. The additional capital helps the Bank strengthen its financial capacity and improve its capital adequacy ratios, while reflecting balanced development of both financial resources and high-quality human resources, laying a solid foundation for sustainable growth.

Alongside its business operations, SeABank continues to uphold its commitment to community welfare and social responsibility. The Bank received a Certificate of Merit from the Central Committee of the Vietnam Fatherland Front in recognition of its positive contributions to social welfare initiatives during the 2024–2026 period, with total contributions of nearly VND90 billion toward notable activities: supporting the elimination of temporary and dilapidated housing, disaster recovery efforts, scholarships for disadvantaged children, environmental protection, and honoring those with meritorious services to the national revolution. In 2026, the Bank was also awarded Vietnam Value Brand for the 4th consecutive time by the Ministry of Industry and Trade.

In recognition of its business performance and sustained growth, SeABank was also ranked 16th among Vietnam's Top 50 Eminent Profitable Enterprises 2026 and 36th in the Vietnam's 500 Most Profitable Enterprises ranking (Profit500).