SeABank’s SeABiz Ultra Cash card: “Dual benefits” for businesses
14/07/2025
Cashless payments have become a habit for the vast majority of individuals and businesses. Beyond offering convenience and speed, using credit cards for transactions also brings significant benefits to businesses.
In recent years, both individuals and businesses have gradually embraced cashless payment methods. With digital banking services, e-wallets, or simply a credit or debit card in hand, paying for essential needs—such as electricity, water, phone bills, transportation tickets, tuition fees, or shopping—has become faster, more convenient, and easier than ever.
For businesses, especially small and medium-sized enterprises (SMEs), optimizing cash flow and controlling expenses remain top priorities, besides egular operational payments such as advertising, travel expenses, service fees, office costs, etc. As a result, many companies are actively seeking financial solutions that deliver “dual benefits”.
Understanding this demand, banks have continuously introduced innovative digital financial solutions to help businesses optimize costs and generate returns from their own cash flow. Among these, the SeABiz Ultra Cash debit card from Southeast Asia Commercial Joint Stock Bank (SeABank) stands out as one of the most notable.
Flexible cashback of up to 1% per month
According to a representative from SeABank, the SeABiz Ultra Cash card promises to begin a “new era of cashback” - the first time business cashback is based on cash flow: the more transactions made and the higher the balance, the greater the cashback. Businesses can earn up to 1% cashback per month, capped at VND5 million. In other words, the more funds a business circulates through the card for payments, the more cashback it accumulates.
Moreover, all business payment transactions, regardless of transaction type or payment channel, are eligible for cashback. From operating expenses, supply procurement, service payments, and daily spending, everything qualifies. This mechanism not only helps businesses reduce costs, but also generates a return directly from their daily operations. Instead of letting cash flow remain idle, SeABiz Ultra Cash turns it into a profit-driving tool, helping businesses optimize their financial resources.
Only 1% fee for currency conversion
For businesses in sectors such as import-export, logistics, technology, or those with frequent international transactions, the SeABiz Ultra Cash card offers a significant advantage with a currency conversion fee of only 1%. This major plus helps businesses reduce the cost of international payments.
For example, for businesses running multi-platform advertising campaigns, the 1% foreign currency transaction fee and fee-free VND transactions, which help cover advertising costs on international platforms. This enables them to expand into new markets and strengthen brand visibility.
In addition, the annual fee for the SeABiz Ultra Cash card is highly competitive, with frequent attractive promotions such as first-year fee exemption and cashback on subsequent annual fees. These offers help businesses minimize the cost of card issuance and maintenance.
In addition to cashback benefits, the SeABiz Ultra Cash card serves as an effective financial management tool, particularly for SME business models that require delegated authority. Businesses can easily set spending limits for each supplementary card, lock/unlock cards based on authorization levels, and monitor every transaction in detail via SeABank’s e-banking SeANet/SeAMobile Biz. This enables business owners to tightly control expenses, minimize risks, and optimize overall financial management.
In addition, with the ability to issue supplementary cards and assign delegated authority, the SeABiz Ultra Cash card is an ideal solution for businesses with multiple departments, branches, or teams that frequently incur business-related expenses.
Undoubtedly, the SeABiz Ultra Cash corporate debit card is not just a payment tool, but also a comprehensive financial solution that enables SMEs to manage cash flow in a structured, proactive manner while serving as a financial lever to drive profitability. The launch of this feature-rich debit card reflects SeABank’s commitment to meeting the needs of businesses, helping them overcome challenges in today’s competitive business environment, thereby contributing to the broader economic growth.
