Detailed instructions on how to use a debit card for businesses

Are you looking for a convenient and secure payment method for your business? Debit cards are the answer for you! And in today's article, SeABank will provide detailed instructions on how to use debit cards for businesses, helping you optimize operational efficiency and improve financial management.

Detailed instructions on how to use a business debit card

A business debit card can be used to pay directly when making transactions, make transactions at ATMs and use online payments. Specifically as follows:

Direct payment when making a transaction

Depending on the form of direct payment, the way to use a corporate debit card will be different. However, in general, it will include the following basic payment steps:

• Step 1: Give the card to the cashier or place the card on the card reader at the POS machine.
• Step 2: Select the appropriate payment method (swipe card, chip card or contactless payment).
• Step 3: Enter the card PIN when requested on the POS machine screen (applicable to swipe card/chip card payment depending on the different types of cards).
• Step 4: Confirm the transaction by signing the invoice or confirming on the payment device.
• Step 5: Take back the card and invoice after the transaction is complete.

You can use a corporate debit card to make direct payments

Using a corporate debit card at an ATM

When using a corporate debit card at an ATM, you can perform operations such as Transferring money, Changing PIN, Withdrawing money, Checking balance, Printing statements. Using a corporate debit card at an ATM may vary depending on the bank, but the basic usage process is usually similar.

Here are detailed instructions on how to use a corporate debit card at SeABank's ATM that you can refer to:

• Step 1: Insert the debit card into the Card Slot area.
• Step 2: Select the language you will use.
• Step 3: Enter the pin code on the ATM's numeric keypad, press the OK button on the display screen.
• Step 4: Select "Withdraw", then select the amount you want to withdraw.
• Step 5: Select the account you want to withdraw money from, for a debit card, select "Default account".
• Step 6: At this step, the ATM will ask you if you want to print a receipt, choose according to your wishes and continue.

The system will process in a few seconds, then return the card to you and proceed to pay the amount you withdrew. For other operations such as Transfer, Change PIN, Balance Inquiry, Print Statement, you just need to choose according to the instructions on the ATM screen in Step 4 and follow the next instructions of the system.

Corporate debit cards can be used to withdraw money at ATMs

Use online payments

Corporate debit cards are a convenient payment tool that helps businesses make online purchases of goods and services quickly, safely and efficiently. Here are instructions on how to use a corporate debit card for online payments:

Preparation before payment:

• Make sure the debit card is valid and has sufficient balance: Check the card expiry date and the account balance linked to the card before making a transaction.
• Have payment information of the website/e-commerce portal: Including the name of the website/e-commerce portal, payment amount, product/service information.
• Activate online payment for debit card: Contact the card issuing bank to activate the online payment feature if it is not activated yet.

Payment steps:

Step 1: Visit the website/e-commerce portal you want to pay for.

Step 2: Select the product/service you want to buy and add it to your cart.

Step 3: Proceed to payment and select the debit card payment method.

Step 4: Enter your debit card information, including:

• Card number.
• Cardholder's full name.
• Card expiration date.
• CVV/CVC code (information on the back of the card).
• Billing address (if required).

Step 5: Confirm the transaction by entering the OTP code sent via SMS or email.

Step 6: Complete the payment and receive the invoice via email or website.

Using corporate debit cards for online payments is becoming more popular

Some important notes when using corporate debit cards

Corporate debit cards bring many benefits to the financial activities of enterprises, however, to ensure safety and efficiency when using, enterprises need to note the following important points:

• Card information security:
  • Keep the card carefully, avoid disclosing information
  • Change the card password periodically
  • Use card security services provided by the bank
• Regularly monitor transactions to detect fraud
• Use debit cards reasonably, avoid overspending

Which bank's corporate debit card should I use?

With the strong development of the financial market, today there are many banks providing corporate debit card services. So, which bank's corporate debit card should my business use? To choose the right bank, businesses need to consider a number of important factors such as card limit, fees, incentives, brand reputation, service quality, etc.

Based on the above criteria, SeABank stands out as one of the leading banks trusted by many businesses to choose to use corporate debit cards. SeABank provides a variety of corporate debit cards with many outstanding advantages such as:

• Convenient and fast payment at card acceptance points (POS) and online.
• Can perform transactions quickly on ATMs such as withdrawing money, checking balances, transferring money, changing PINs, and checking statements of the last 5 transactions.
• SeABank Visa Business Debit Card has a validity period of 5 years. When the card expires, businesses can renew or renew the card.
• Businesses can issue multiple SeABank Visa Business Debit Cards without worrying about the number of cards limited.
• Brand reputation: SeABank is the leading prestigious joint stock commercial bank in Vietnam, rated Ba3 by Moody's with stable development prospects. This rating shows that SeABank is highly appreciated in asset quality management, lending activities, high capital safety index and stable liquidity.

SeABank Corporate Debit Cards Bring Many Benefits to Businesses

Hopefully, with today's article, you have a clear understanding of how to use a corporate debit card and what to keep in mind to use the card more safely. If you want to learn more about corporate debit card products, or need advice on other financial services, visit the website, contact SeABank's Hotline 1900.599.952 (KHDN) or contact the nearest branch. SeABank's team of experts will be ready to help you choose the solution that best suits your business needs.