Latest SeABank corporate deposit interest rates 2024

Corporate deposit interest rates are always an important factor in financial management. If you are interested in corporate deposit interest rates at SeABank in 2024, follow this article. sme.seabank.com.vn will share with you the latest and most detailed information, helping you easily choose the right type of deposit for your business.

What is the term deposit interest rate?

Business deposit interest rate is the percentage that the bank pays to the business when the business deposits money in the bank for a certain period of time. This interest rate is usually higher.interest rate on deposit on current account.

Interest is calculated based on the deposit amount, deposit term and regulations of each bank.

Term deposit products for corporate customers SeABank 2024

Currently, SeABank is providing many term deposit products for corporate customers with competitive interest rates and many flexible terms, meeting the diverse needs of customers. Below is information about the latest updated SeABank term deposit products and interest rates for your reference:

SME Term Deposit

SME Term Deposit is a savings product exclusively for SeABank's small and medium-sized enterprise (SME) customers. With this product, businesses will deposit money in the bank for a certain period of time (term) and receive the entire interest amount at the end of the term.

SeABank always updates the most competitive SME deposit interest rate table in the market.

This business deposit information and interest rates are as follows:

Features:

• Deposit type: VND/USD/EUR.
• Deposit term: Diverse from 1 week to 60 months.
• Interest rate: According to SeABank regulations (follow the table below).
• Interest payment method: Interest paid at the end of the term.

Term Forward: Customers can choose one of the following 3 methods:

• Automatically transfer principal to end-of-term interest product with same term and similar interest rate.
• Automatically transfer principal and interest to the end-of-term interest product with the same term and similar interest rate.
• Automatically transfer all principal and interest to payment account.

Terms of use:

• Minimum Deposit Amount: 10,000,000 VND/500 USD/500 EUR.
• Applicable Subjects: Customers operating legally in Vietnam.

SeABank's SME deposit interest rate table with interest paid at the end of the term

Note: SeABank's SME interest rate is quite flexible, contact SeABank for more details.

Periodic interest depositWe are

With the SME periodic interest deposit product at SeABank, businesses will deposit money in the bank for a certain period of time (term) and receive interest on a periodic basis (monthly, quarterly) instead of receiving the entire interest amount at the end of the term.

SME periodic interest deposits help businesses optimize profits from idle capital

This business deposit information and interest rates are as follows:

Features:

• Deposit type: Customers can deposit in VND, USD, or EUR.
• Deposit Term: Term options are available from 2 to 60 months, including 2/3/4/5/6/7/8/9/10/11/12/13/15/18/24/36/60 months.
• Interest rate: According to SeABank regulations and updated periodically.
• Interest payment method: Interest is paid automatically onTKTTof the Customer on the next business day after the last day of each interest payment period. For the final interest payment period, interest is paid on the maturity date.

Term Forward - Customers choose one of two methods:

• SeABank automatically closes the deposit contract and transfers the entire principal to the customer's deposit account.
• SeABank automatically rotates the principal amount with the original product and term with the updated interest rate at the time of transition..

Conditions apply: 

• Minimum deposit amount: 10,000,000 VND or 500 USD/500 EUR.
• Applicable subjects: Legal organizations operating in Vietnam.

SeABank's SME periodic interest deposit interest rate table

Note: SeABank's SME interest rate is quite flexible, contact SeABank for more details.

Interest income helps businesses take the initiative in accounting for cash flow.

SME Term Deposit

SeABank's SME daily term deposit is a deposit product for businesses, meeting the needs of depositing money with flexible terms, not limited to monthly cycles. This product offers many short-term options, allowing customers to choose the deposit period that suits their financial needs. With attractive interest rates, this product can be renewed upon maturity, allowing customers to switch to another daily term or monthly term as desired.

Corporate deposits at SeABank are always guaranteed safe.

This business deposit information and interest rates are as follows:

Features:

• Deposit type: VND/USD/EUR
• Deposit term: Customers can choose a term from 30 to 389 days.
• Interest rate: Interest rate is determined by SeABank from time to time.
• Interest payment method: Interest or both principal and interest can be automatically transferred to the payment account at SeABank. In addition, customers can choose to receive interest added to the principal and transfer the term.

Term Forward - Depending on the selected interest payment method, customers can choose the term for receiving principal and interest:

• The principal amount or the principal and interest amount is automatically carried forward to the same maturity date as the original deposit.
• The Principal Amount or the Principal and Interest Amount is automatically carried forward to the corresponding monthly term.

Terms of use:

• Minimum deposit: 10,000,000 VND or 500 USD/500 EUR.
• Applicable subjects: Organizations established and operating legally under Vietnamese law.

SeABank's SME periodic interest deposit interest rate table

Note: SeABank's SME interest rate is quite flexible, contact SeABank for more details.

SME Interest-bearing Deposit

SeABank's SME Interest-bearing Deposit is a deposit product that provides a flexible solution for businesses' need to receive interest in advance. With this product, businesses will receive the entire interest amount immediately after opening a deposit contract instead of having to wait until the end of the term like regular deposit products.

SeABank's SME interest-bearing deposit registration procedure is very simple and quick.

This business deposit information and interest rates are as follows:

Convenient features:

• Currency: VND.
• Terms: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 15, 18, 24, 36, and 60 months.
• Interest rate: Fixed and unchanged throughout the term of the deposit contract.
• Interest payment method: Interest is paid in advance. As soon as the deposit contract is successfully established, SeABank advances the interest amount and automatically transfers it to the customer's payment account.

Term Forward - When the maturity date comes, customers can choose one of the following two methods (when opening a deposit contract):

• SeABank will finalize the contract and transfer the entire principal amount to the customer's payment account.
• SeABank automatically renews with the same term and interest rate updated at that time. The interest for the new term will be advanced by SeABank and automatically transferred to the customer's payment account.
• In case at maturity, SeABank does not mobilize this product, SeABank will transfer the entire principal of the product.HDTG about TKTTof KH.

Terms of use: Minimum deposit amount is 10,000,000 VND.

SeABank's SME deposit interest rate table with interest paid at the beginning of the term

Note: SeABank's SME interest rate is quite flexible, contact SeABank for more details.

Flexible principal withdrawal deposit SME

SeABank's SME Flexible Principal Withdrawal Deposit is a product with flexible principal withdrawal according to demand, the principal withdrawn before maturity enjoys non-term interest rate, the remaining principal continues to enjoy term interest rate. Flexible deposit term can be selected to suit the capital needs of the enterprise. Used as collateral for loans.

Flexible principal withdrawal deposits help businesses meet sudden capital needs

This business deposit information and interest rates are as follows:

Features:

• Deposit type: Can be deposited in VND, USD or EUR.
• Term: Flexible, with options for short terms like 1, 2, or 3 weeks and longer terms from 1 to 60 months (terms 1/2/3/4/5/6/7/8/9/10/11/12/13/15/18/24/36/60 months).
• Interest rate: According to the interest rate regulated by SeABank at each time.
• Interest payment method: Interest will be paid at the end of the period.

Term Forward - When the contract expires, the customer has three options:

• Renewal with similar term: SeABank will automatically transfer the principal amount to the same term as the original term.
• Renew with both principal and interest: The principal and interest will be automatically transferred to the new term similar to the original term.
• Final settlement and transfer to payment account: SeABank will automatically transfer the entire principal and interest to the customer's payment account.

Terms of use: Minimum deposit amount: 10,000,000 VND, 500 USD or 500 EUR.

SeABank's flexible SME principal withdrawal deposit interest rate table

Note: SeABank's SME interest rate is quite flexible, contact SeABank for more details.

Corporate deposit

Corporate deposit at SeABank is a service of opening a deposit account, issuing a deposit confirmation and managing the deposit account for the Customer throughout the business operation of the Enterprise. The deposit amount is determined according to the regulations of the state agency for each industry or business field of the enterprise.

Product Features:

• Currency: Transactions in Vietnamese Dong (VND).
• Interest rate: According to the interest rate applied to the flexible principal withdrawal deposit product. Please contact SeABank to know the exact interest rate for the corporate deposit product you choose.
• Minimum deposit amount: Depends on the type of margin product.
• Interest payment method: Interest is paid at the end of the term or according to the actual deposit time.
• Using a margin deposit account: Must comply with state agency regulations related to each specific industry.

The business's deposit capital is guaranteed to be safe and generate effective profits.

Hopefully you have grasped the information about the current interest rate of corporate deposits at SeABank. With a competitive interest rate table and many attractive incentives for businesses, SeABank is confident in providing optimal financial solutions, helping businesses increase profits and develop their business with peace of mind.

Please note that the information on corporate deposit interest rates at SeABank above is for reference only. Interest rates will vary depending on the regulations of SeABank from time to time. Therefore, to know the exact interest rates and receive advice on SeABank's business deposit services, please visit the website or contact Hotline 1900.599.952 (KHDN).