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Many businesses today are using credit cards as a financial solution for their organization. So, what is a corporate credit card?
Business credit card is currently a modern financial solution, helping businesses improve payment and financial management. What is a business credit card and how to open one? SeABank Learn more about this card in the article below.
A corporate credit card (hereinafter referred to as a credit card) is a type of credit card issued by banks to companies and businesses. This card helps businesses manage their expenses and budgets conveniently. With the ability to spend first and pay later, credit cards help businesses supplement working capital in a timely manner and minimize risks related to cash flow.
Corporate credit cards are an effective financial solution today.
Corporate credit cards have the following features:
Credit cards will have some important features that businesses need to take note of.
Credit cards can bring many benefits to businesses when used and managed effectively. Specifically, some benefits of credit cards are as follows:
Corporate credit cards save time in raising cash and paying the exact amount to partners. Businesses do not need to raise cash to pay for business expenses, but can use credit cards to pay directly.
This helps businesses save time and effort traveling, shorten payment time, and avoid additional costs such as printing, shipping, etc.
Besides saving time and money, using credit cards also helps businesses manage financial expenses in the organization more optimally and effectively. Specifically:
Credit cards help businesses separate and control financial spending effectively.
Corporate credit cards help corporate cardholders avoid situations of being robbed or losing money on the road while traveling. This helps businesses minimize the risk of losing cash.
When making a credit card, businesses will enjoy regular incentives from the bank to encourage card usage. These incentives may include cashback, discounts, points, etc. when making payments. In addition, businesses can also receive other benefits from the bank's corporate partners.
When using credit cards, businesses can enjoy various promotions.
Credit cards help businesses pay for business expenses quickly, conveniently, without using cash. This helps businesses save time and resources when making payments. In addition, corporate credit cards can be used for payments abroad, helping businesses conveniently conduct international business activities.
Corporate credit cards help limit risks when paying fees such as business travel expenses, electricity/water costs when operating a business, costs of importing raw materials from abroad, airfare costs, etc. This helps businesses limit risks when paying in cash or by bank transfer.
Businesses can use credit cards to limit payment risks.
To register for a credit card at SeABank, corporate customers can refer to and follow the following instructions:
To register for a credit card at SeABank, corporate customers can choose to register in 2 main ways as follows:
You can apply for a SeABank corporate credit card online or at branches/transaction offices.
In addition to understanding the procedures for registering for a credit card, businesses can also refer to the types of credit cards currently available from SeABank with many preferential programs as follows:
Businesses can also refer to the fee schedule for the above two types of credit cards at the following link: BUSINESS CARD SERVICE FEE BULLETIN.pdf (seabank.com.vn)
Currently SeABank is offering many different types of corporate credit cards.
To use credit cards more effectively, businesses also need to pay attention to the following issues:
With outstanding advantages, corporate credit cards are suitable for businesses and companies with needs such as:
Although it brings many benefits, credit cards also have some potential risks that businesses need to pay attention to. For example:
To limit risks when using credit cards, businesses should note the following issues:
Businesses should pay attention to paying credit cards on time and in full.
In a context where businesses are increasingly dependent on flexibility and effective financial management, business credit card has become an indispensable important tool. Hopefully today's article has provided a comprehensive view of the benefits and card opening process, helping businesses take advantage of every opportunity.
In addition, if your business is looking for an effective, safe and flexible financial solution, please refer to SeABank's corporate credit card - a trusted partner bank of Vietnamese businesses. With many attractive incentives and a team of professional staff, SeABank will help your business manage expenses effectively, improve operational efficiency and increase profits.
For more information about SeABank corporate credit cards, please visit the website or contact Hotline 1900.555.587 (Customer Service) or 1900.599.952 (Business Service).