News
22/05/2025
In early May 2025, Southeast Asia Commercial Joint Stock Bank (SeABank, stock code: SSB) hosted a series of SeAWomen workshops in Dak Lak and Binh Dinh to introduce its Pension Loan solution – a flexible and secure financial product exclusively for retirees receiving pensions through the social insurance system, under the SeAWomen group lending model.
SeAWomen is a community-based group lending model developed by SeABank in collaboration with local organizations such as the Vietnam Women's Union. It aims to provide financial solutions for customers in rural and remote areas.
Following the successful implementation for female customers through microfinance programs, SeABank has expanded this model to include the elderly - a group with significant financial needs but facing challenges in accessing traditional banking services.
With the theme 'Women leading – Enhanced connections – Doubled income', the SeAWomen workshop series brought together representatives from the Women's Union and group lending leaders from rural districts and communes. These individuals serve as a key force in spreading information and supporting the loan application process, especially for the elderly.
At the workshop, SeABank representatives directly introduced the Retirement Loan package, exclusively designed for pensioners. Through the network of local SeAWomen lending groups, the product effectively reached its target audience, contributing to eliminate loan sharks.
Key benefits of the Retirement Loan package:
✅ No collateral required
✅ Loan limit up to 50 times the monthly pension
✅ Attractive interest rate starting from 1.16% per month
✅ Simple procedures – Quick disbursement
✅ Lifetime exemption from account service fees
SeABank representatives shared at the event: “We hope that all elderly have the opportunity to access safe and suitable financial solutions, thereby improving quality of life – living healthily, happily, and more proactively every day”.
With a customer-centric approach, SeABank continues to expand the SeAWomen group lending model as an effective community-based financial channel, focusing on women and the elderly - groups that need greater support in their journey toward financial independence and empowerment.
For more details about the Retirement Loan program, customers can visit the nearest SeABank branch, call our hotline at 1900 555 587, or explore on our website www.seabank.com.vn or the SeABank fanpage.
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