Now, corporate customers can initiate disbursement requests anytime, anywhere via SeABank’s digital banking platform – SeANet – with just a few simple steps, all while ensuring maximum security and saving both time and cost.
1. Overview
- Streamlined 3-Step Online Disbursement Process:
- Create a disbursement request via SeANet.
- The Business Unit reviews and processes the request on the LOS (Loan Origination System).
- The Credit Appraisal Department processes the disbursement in accordance with SeABank’s standard procedures.
- Enhanced Security Features:
- Smart Security Alerts: Receive real-time alerts upon first login or when accessing via a new device or browser.
- Multi-layer Authentication with Soft OTP: Applied to all transactions to ensure robust protection.
- Comprehensive Transaction Logging: Device information, transaction behaviors, and workflows are fully recorded in compliance with State Bank of Vietnam regulations.
- Flexible and Proactive Operations:
- Simplified payment document submission, with direct upload capability.
- Ability to edit or supplement documentation immediately after a successful transaction on SeANet.
- Online transaction approval and digital signature functionality directly within the platform.
2. Requirements for Smooth Online Disbursement
To ensure a swift and seamless disbursement experience, customers are advised to prepare the following:
- Register for digital banking services and complete credit facility documentation.
- Collateral and credit limits must be activated in advance.
- A valid digital signature certificate (DSC) and installed SeABank e-signature application.
- Finalized interest rate agreement with SeABank prior to transaction execution.
- An active account with sufficient balance to cover any applicable fees.
- Disbursement documentation (as applicable to the disbursement purpose), which may include: Commercial invoice, Sales contract, Purchase order/Order confirmation, Goods delivery note or packing list, Reconciliation of outstanding balances, Commitment to provide VAT invoice
Note: Online disbursement is not applicable to transactions that require original paper documentation. Customers are responsible for ensuring the accuracy and legality of submitted documents in accordance with SeABank policies and applicable laws.
3. Key Benefits of SeABank’s Online Disbursement Service
- 100% remote processing – no need to visit a branch.
- Flexible approval process – legal representatives can digitally sign transactions online.
- Create requests, approve, and manage document amendments directly via SeANet.
- No need to submit original hard-copy documents after successful transactions.
- Same-day disbursement, ensuring timely access to capital.
- Secure and uninterrupted transactions, backed by SeABank’s dedicated support team.
- All documents (e.g., KUNN) are digitally signed and securely stored in the system.
- Step-by-step user guides available directly on SeANet for easy adoption.
Experience SeABank’s Online Disbursement Service today to streamline and optimize your business’s financial operations – Fast – Secure – Cost-effective – Flexible.
For more information, please contact our hotline at 1900 599 952 or visit your nearest SeABank branch or transaction office for assistance.
